Thinking Of Lapband In Nj..but Have Insurance Concerns..help!

[NJMAMA 0]

So i contacted my insurance company and was told as long as the doctor is IN NETWORK and I meet the criteria the lapband surgery is covered 100%

My only concern is that I have read some reviews from people who used one of the doctors I am thinking about using and there were some complaints that even though they surgery was covered, they received bills AFTER the surgery for people who "assisted", etc. she was upset because she said she asked in advance if there was anyone else she would receive bills from that she was responsible for and the DOCTOR had told her that he didnt use uninsured assistants so now she is stuck with a 4,000 bill.....

so my question is: has anyone else experienced this? did you get bills after surgery that was not covered?

Thank you for all your input!!!!

[rmalikone 108]

My surgery was covered but after a period of time my fills and other appointments have a co-payment.

As for your situation I would get your doctor to give you a detailed cost list including any hospital charges and I would also would contact the hospital and talk to them about costs also

[davidpelletier 50]

Where are you looking to have the procedure done and with whom?

My surgery coordinator said that everything would be taken care of for my procedure...and I trusted her. There's been some hiccups, and I've received bills that were unexpected, but things are working out okay at this point and I have had most of them "forgiven" at this point.

I will say that it has contributed heavily to my soured opinion of the practice and I've considered looking for someone else to go to for long-term follow-ups. With everything else going on for me though, I'll just keep grudgingly going and figure it out some other time when time lets me.