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Does anyone have any experience with this plan? I'm switching to it effective January 1st. I know it covers bariatric surgery but I don't know what guidelines need to be met yet.

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Each policy is different and it can also vary from state to state. In general UHCs policy is pretty open. You must have a BMI of over 40 for a period of at least 5 years and demonstrate that you have tried other options and these have failed. If your BMI is under 40 then you need to have specific co-morbidities. If you search United Health Care Bariatric Surgery Policy you can read it and see if there are additional qualifications for your state.

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