Insurance

[Danidynamo 1]

Is anyone else waiting on their insurance? I have blue Cross Blue Shield of Wyoming and am waiting to see if I qualify. Honestly I think this might be the worst part!

[sonya139 95]

So far, waiting for approval was the worst part. I have Cigna and it took 2 weeks for approval and it seemed like eternity. Good luck

[Slimleo74 5]

I'm waiting on insurance too....fingers crossed!!

[sonya139 95]

Good luck to both of you

[caligirl3 73]

I agree this is the WORST!!!! We submitted to insurance on the 24th (last Thursday) and they said it could take up to 15 business days, although it is rarely that long. I'm freaking out!!! Technically, I could have to wait until 11/14 to hear an answer! Ugh... I'm praying to be sleeved over xmas.

[Bob624 14]

Waiting as well, Submitted last Tuesday.

[Nevermore 38]

I'm with BCBS of Texas and there was no waiting or even asking. They said a big, fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck!

[magtart 603]

I have BCBSTX and they cover it.

[Nevermore 38]

I would SO love the particulars because I called and they said no way, no how, under no circumstances. My surgeon's office called as well and the insurance is only chipping in a part because of the severe hiatal hernia my surgeon found that needs immediate attention. Please! My surgery date is 1/6/14 because I have to come up with thousands before they'll do it.

[Mairkaye 4]

I am with Cigna and its been almost 3 weeks and I just commented to a friend this morning about it being the worst.

[magtart 603]

I sent you a message Nevermore.

[caligirl3 73]

I'm with BCBS of Texas and there was no waiting or even asking. They said a big, fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck!

It depends more on whether your employer has chosen to include it in their plan benefits, and not the actual insurance company. Most of the major ones cover WLS if the employers have paid to have it in their plan.

Incidentally, this is how the 6 month medically supervised diet requirement works as well. Your employer (not your plan) determines what hoops you will have to jump through before approval. That is why there are so many varied results with similar healthcare plans.

It's helpful to obtain the list of covered benefits from your HR department...

[SleeverCRNA 17]

I'm with BCBS of Texas and there was no waiting or even asking. They said a big' date=' fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck![/quote']

Why did they deny you? I was approved with them in less than a week.

[Nevermore 38]

They said they don't cover it with a diagnosis of morbid obesity. I don't have a diagnosis of morbid obesity. I am doing it for help with PCOS. They said I could appeal that... but then said no.

[Nevermore 38]

Thanks for the replies, btw. I'm not too familiar with the intricacies of insurance. All I know is that they are constantly out to screw me over and I hold everything they say and do in high suspicion.