Cigna Advice Anyone? Really scared! So Confused!

[Slimleo74 5]

Pretty good! Glad I am on regular foods and feel pretty normal again. Clothes are starting to loosen up. Ive lost 24 lbs so far but I can feel a difference in my activity level, can tie my shoes without a moan, fit in airline seat. its great to feel those things again. 24lbs isn't much but hey its more than I could alone without this.

I had 80/20 insurance. Just got hit with bill from Anesthesiologist. That was an extra 700 bucks, hospital was additional 500... just waiting on the doctor bill...ugh so Im already up to 2300 out of pocket. first 1300 didn't count because its the doctors scam portion of all this. The little extras my doc and may others throw in that they make you give to pay for their staff. Like doctors "deposits"... Im filing a claim with my insurance for that anyway. Will see how that goes lol.

Good luck on your approval. They were most critical of the 90 day diet, yes its actually 120 days because first appt doesn't count. And the appts have to be more than 30 days from each other or they don't count either.

I really hope it works out...if not i'll have to work on plan B....out of pocket! But I hope to hear something next week. how long did it take for u to get a response? How long was U off from work? 2 weeks? 3 weeks...longer?

[Carmen1963 27]

Thanks Ladies...just working my way through all the pre-req's -regardless of whether it's 90 days or less. I decided not to get upset about what I could not control. I'm doing everything I can to knock things off the list.

Done:

Started NUT meetings with my surgeons recommended contact.

Did my psych eval and passed

Letter from my PCP

Met with cardiologist and did stress test and passed.

Had Upper GI that my surgeon wanted -barium is nasty stuff.

Having endoscopy and colonoscopy done next Wed. Sounds like fun huh?

Sent out all medical records requests for my surgeon from prior procedures and issues.

To Do: finish my NUT classes and lose 15-20 pounds before surgery. I've lost 4lbs from just walking 2 miles a day.

My insurance coordinator is going to send the package out -just to see what Cigna says. Does not hurt to try.

Other than that -just excited about doing something just for me and bettering my health.

Thanks so much for letting me vent. I really was scared. But I'm in a good space now.

[kvdme 64]

I really hope it works out...if not i'll have to work on plan B....out of pocket! But I hope to hear something next week. how long did it take for u to get a response? How long was U off from work? 2 weeks? 3 weeks...longer?

I got approved sept 6 sleeved sept 30the.

I was off work just two weeks. But I feel great,

[kvdme 64]

Sucks jumping threw hoopes just to run into insurance issues....but they are usually easy to fix