Had emergency surgery; waiting to get approved

[Startfresh359 15]

I've been away from here for several months. As I was doing psych exams and visits and getting inpatient with all of the the medical clearances to apply for insurance approval I ended up having an emergency GYN surgery in June. Ironically the insurance coordinator called several hours after my emergency surgery to say she finally received all of my paperwork and just needed me to give the OK to submit for approval, ugh! I asked her to wait until October so that I could recover from surgery. So we are now in October and I wavered about the surgery, which I think is normally and wasn't sure what to do. Well, we had our health benefits meeting last week and while the surgery will only cost me $100 this year I will have to pay $3400 next year to have it done. I don't feel rushed but I feel kindof rushed because it really is now or never. As a single mom I know I can't spend that kind of money so I gave the coordinator permission to apply for the approval, which takes about 1-2 weeks. She sent the paperwork last Friday so now I have to wait a bit longer to see if I get approved. I guess if it's meant to be it will be . I just want to know. If I get approved I plan to have the surgery in mid-November. I.

[Tiny One 223]

Good luck to you!

[Rainae 22]

I understand your feelings. You will need to be super vigilent about taking proper care of yourself having one surgery after another.

[LipstickLady 25,682]

You have to REALLY want to do this. I know $3400 is a lot, but most hospitals will let you go on a payment plan. Please don't do this unless you are sure. I am SO happy I did, but once it's done, you can't take it back.

[Startfresh359 15]

Well I got word today that my approval came through for the surgery. So exciting! My chart needs to go to the nurse and then the scheduler.

[Photo925 100]

You have to REALLY want to do this. I know $3400 is a lot, but most hospitals will let you go on a payment plan. Please don't do this unless you are sure. I am SO happy I did, but once it's done, you can't take it back.

I fully agree...I waivered a little bit when I first started looking into this. I even went to the orientation class the first time and walked out before it started because I just didn't feel ready to take that step. I feel fully ready not, but you shouldn't let the costs pressure you. I know $3400 seems like a lot, but compared to living the rest of your life to the absolute fullest...it's nothing!!

[Beach Lover 1,084]

I think your excitement says it all! Good luck and I know you will do great!!