douchewafflebear 160 Posted March 10, 2013 I worked in HR for a number of years - ultimately your insured by the company you work for - the insurance “company” handles and manages the bills - but essentially your copays etc change - thats why we all dont’ have ONE insurance company (YET) - then add in the infrastructure of the companies that manager your plan - your insurance group - and there’s another layer of policies and police work - I’m NO expert in insurance - I AM an expert in FMLA - I seriously contemplated changing my group - but this week I just had my ahah lightbulb moment - and I’m so happy I’m with who I’m with... I bitched and moaned about more tests and tests and tests and now - I’M THRILLED especially when I read that others aren’t even getting tested... amen! My Dr’s care allot about me and my success. Share this post Link to post Share on other sites
thaskett 1 Posted March 10, 2013 Shasta - I'm sure they care but the more tests they put you through the more money in their pockets. They also put in the mix of your current health which might help determine how many tests are involved for each person. Share this post Link to post Share on other sites
douchewafflebear 160 Posted March 10, 2013 I have an hmo and none of the tests cost me anything - and because I’m HMO they aren’t making bank on me at all - they make ooooooodles of money on the folks with the mercedes or caddilac types of insurance - hardly the cheapo HMO - on that note - yes they cost the insurance company - but I hardly believe they are willy nilly sending me off for tests just for their own pockets - I’m, after all, gastric bypass - they can load up their pockets on the people with terminal diseases that will not longer be their patients... Share this post Link to post Share on other sites
hockeymumzie 181 Posted March 10, 2013 I worked in HR for a number of years -ultimately your insured by the company you work for - the insurance “company” handles and manages the bills - but essentially your copays etc change - thats why we all dont’ have ONE insurance company (YET) - then add in the infrastructure of the companies that manager your plan - your insurance group - and there’s another layer of policies and police work - I’m NO expert in insurance - I AM an expert in FMLA - I seriously contemplated changing my group - but this week I just had my ahah lightbulb moment - and I’m so happy I’m with who I’m with... I bitched and moaned about more tests and tests and tests and now - I’M THRILLED especially when I read that others aren’t even getting tested... amen! My Dr’s care allot about me and my success. What tests are they not getting? Sent from my DROID RAZR MAXX using RNYTalk Share this post Link to post Share on other sites