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Insurance Requirements



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Hi,

I just got a copy of my benefits booklet. The requirements are:

* Minimum of 40 BMI

* Documentation from a Physician of a diagnosis of morbid obesity for a minimum of 5 years :omg:

* Over 21 years old

* Surgery is preformed at a network hospital by a network surgeon even if there are no network hospitals near you..

What my problem is....

I don't think I can get 5 years of documentation. I have only been with my curent PCP for a few (2-3 years) and went to a few different Dr's before him. Not sure if any of them put down morbid obesity in my file. Most of the time I never questioned my weight. Or they never questioned it..

Can anyone help or been in this situation and got all the needed docs?

Also, anyone know how long dr's keep your files if you no longer go to them before they are destroyed?

TIA,

Rosanna

:help:

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Maybe your old docs kept better records than you think. I'd at least check with them. Maybe you'll be in luck!

If your weight is 215, is your BMI 40 or above? 215 seems like a pretty low weight to have that high a BMI.

Good luck to you!

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Thanks so much for the quick replies.. I will be on the phone tomorrow and call them.

My BMI is like 40.02 or something like that. I am only 5'1" Vertically challanged.. LOL

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