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So I have insurance from my school which pretty much is like any other insurance cards... Now did anyone get their approval? How long did you wait? What are their requirements ? I am afraid because I'm only 200 an my BMI is 34.5 I think?! But I do have problem getting swollen and break outs ... Please help

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I have UHC but I haven't submitted for approval yet. I look forward to others' replies.

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I have UHC. I had a bmi 40. Had to see my PCP every month for weigh ins and supervised diet for 6 months- ended up having sleep apnea so could have gotten away with bmi 35. Psyche eval, nutrition consult, endoscopy to rule out h-pylori. Total time from when the office submitted to approval was less than one week.

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I have UHC, weight 204, BMI 35 submitted got approval in 7 days. I had to have medical necessity from primary care dr. 6 months supervised diet, phych eval, nutritional eval. Because my bmi was 35 I had to have co morbids. I have sleep apnea, borderline diabetic and family history played a huge part.

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.

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It is hard to compare since your policy is unique to your company as to what they want covered ..my UHC requires a BMI over 40, no pre op diet, want to see a history of my weight over a five year period..nutritional consult and a phsyc evaluation. That is it.

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the surgeon you choose should be able to tell you what your insurance requires as well.

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