bigbeauty78 27 Posted September 15, 2013 I have a state employee insurance policy , was wondering how long did it take for your approval process? What was your bmi and any co-morbids? What was your out of pocket Max? Thanks!! Share this post Link to post Share on other sites
nyorker 67 Posted September 15, 2013 Empire bcbs here. NYC.. Took 2 days Bmi was like 35, sleep apnea and Gerd. 1 bigbeauty78 reacted to this Share this post Link to post Share on other sites
unbesleevable1 420 Posted September 15, 2013 anthem calif care bc, submitted aug 28, approved 9/2. bmi 40, no comorbs copay 100 per admit 1 bigbeauty78 reacted to this Share this post Link to post Share on other sites
bigbeauty78 27 Posted September 15, 2013 Did you have surgery yet? Share this post Link to post Share on other sites
bigbeauty78 27 Posted September 15, 2013 Empire bcbs here. NYC.. Took 2 days Bmi was like 35' date=' sleep apnea and Gerd.[/quote'] My bmi is 35.6, with high blood pressure, gerd, fatty liver. I'm going crazy wondering if I'll be approved. Share this post Link to post Share on other sites
nyorker 67 Posted September 15, 2013 Did you have surgery yet? Yes on 8/21 almost a month. I didnt get a copay bill yet. Maybe $200? Dont know. Hospital charged 66k , GHI paid 1700 to Dr who billed 10k. Anesthesia and other Dr's who bill GHI i dont know yet. Dont Know how much hospital will get from bcbs. Its pending. 1 bigbeauty78 reacted to this Share this post Link to post Share on other sites
nyorker 67 Posted September 15, 2013 My bmi is 35.6' date=' with high blood pressure, gerd, fatty liver. I'm going crazy wondering if I'll be approved.[/quote'] U should be.. We all have fatty liver lol. I had so much fat the Dr said he almost didnt do the surgery. My BP was high in the hospital after surgery. I never had high BP ever. Now im fine. Feeling good. Share this post Link to post Share on other sites
bigbeauty78 27 Posted September 15, 2013 So happy for you! I can't wait to be on the losers bench. My coordinator will be submitting soon. October hopefully November surgery. Share this post Link to post Share on other sites
bigbeauty78 27 Posted September 15, 2013 Nyoker did you have a cpap machine for your sleep apnea? I took my sleep study and I have rem sleep apnea. Share this post Link to post Share on other sites
nyorker 67 Posted September 15, 2013 Yes had sleep apnea for 2 years never used the machine. Couldnt sleep.. Brought it to hospital and collected dust also. Lol Share this post Link to post Share on other sites
bigbeauty78 27 Posted September 15, 2013 Yes had sleep apnea for 2 years never used the machine. Couldnt sleep.. Brought it to hospital and collected dust also. Lol I have sleep apnea (rem) but not sure if it falls under my insurance policy definition. They probably are looking for obstructive sleep apnea that requires a cpap. Share this post Link to post Share on other sites