Broke down in tears today when I found out my oop cost

[sleevethefatbehind 95]

It's just way more than I can afford...

When I thought it was $3-5k, I thought that was something I could somehow, someway, scrape together with my (modest) job before end of year.

Now that I have gotten an actual accurate estimate today (after practically cornering the insurance lady), I'm finding it's going to be more like $7-$10k.

Bad credit I have.

In house financing they don't have

No supportive family with good credit to cosign

Applied for carecredit today... denied.

Called around to other local provider, only to find that they are more expensive.

I have a bunch of stuff dropping off my credit in Aug 2014 so it'll be much better then.

But I don't want to have to wait!! Argggg......

I'm just so disappointed, after having my hopes worked up that this would all work out. I feel like I was taken advantage of with a bait-n-switch from the sales lady at the weight loss clinic. She make it sound like no biggie with the out of pocket part, we'll just put you on a small monthly payment arrangement. It got my hopes up. I'm seriously considering lap-band just because it's actually something I can afford.

[becksnky 25]

If you are willing to go to Mexico, there is a special now with Dr. Illan for $4500. Covers everything except your airfare. You should read the self pay, Mexico board. Lots of great reviews and people really do very well. Just something to consider. Good luck.

[ScottsGirl 106]

SO sorry that you are going through this, I feel your credit pain! Fortunately I have really good insurance, but I pay through the nose for it! I wouldn't have had the surgery otherwise. Anyway, have you thought about starting an online fundraiser to help fund your surgery? It just may work for you, you should check it out!

Here's a link for example... http://www.giveforward.com/p/online-fundraising/fundraising-online?utm_source=google&utm_medium=gawppc&utm_campaign=_b_online_fundraiser&gclid=COz2kvSzi7kCFS9dQgod634ABQ

I hope you get the money you need very soon! Please make sure that you get the surgery done by a reputable surgeon and not one of those assembly-line butchers! Much luck to you!

[sherry24184 253]

Do you have a 401k? You can borrow against that or withdrawal for weight loss surgery. You can do Mexico for around $4700.00 airfare and all.

[Michellemo 161]

You have insurance and you will

still owe that much? I don't have insurance and was self pay and I paid 11,999. Maybe you should look into Mexico

[Pattie1966 35]

It's just way more than I can afford...

When I thought it was 3-5k' date=' I thought that was something I could somehow, someway, scrape together with my (modest) job before end of year.

Now that I have gotten an actual accurate estimate today (after practically cornering the insurance lady), I'm finding it's going to be more like 7-10k.

Bad credit I have.

In house financing they don't have

No supportive family with good credit to cosign

Applied for carecredit today... denied.

Called around to other local provider, only to find that they are more expensive.

I have a bunch of stuff dropping off my credit in Aug 2014 so it'll be much better then.

But I don't want to have to wait!! Argggg......

I'm just so disappointed, after having my hopes worked up that this would all work out. I feel like I was taken advantage of with a bait-n-switch from the sales lady at the weight loss clinic. She make it sound like no biggie with the out of pocket part, we'll just put you on a small monthly payment arrangement. It got my hopes up. I'm seriously considering lap-band just because it's actually something I can afford.

[/quote']

I had the same experience as you did so I am leaving for Mexico on Thursday and surgery on Friday. $4700 and $270 for airfare. Check out Ready 4 a Change on the internet. Dr Fernando Garcia. 3 nights covered in there hotel and 2 nights in the hospital. My dream is coming through.

[sherry24184 253]

wish you much success!

[Juciilyps:) 67]

i had the same problem.. but ready4change with dr garcia is 4700 without airfare.. im using my esop plan and a little out of each check until then.. good luck..

Sent from my iPad using VST

[sleevethefatbehind 95]

Great news... the clinic is financing half of it for me. It's still going to be tight. But I can do this. I'll probably save a lot in food anyway! Hoping for December 2013 surgery.

[Tropical.Lover 24]

Great news... the clinic is financing half of it for me. It's still going to be tight. But I can do this. I'll probably save a lot in food anyway! Hoping for December 2013 surgery.

Good luck !!!

Surgery day ?