insurance woes

[pjknitts 47]

I'm sure someone out there is in or has been in the same boat as I am now. Paperwork is all submitted my surgery is scheduled for Monday August 12th still haven't been approved. I call my insurance today and it is still under clinical review! Not only do I have anxiety about surgery but now I have the added anxiety of my insurance not approving me yet!

[Catherine707 253]

I didn't schedule surgery until I had the insurance approval. It took forever due to a computer error that said my plan didn't cover bariatric surgery when in fact it did. I had to scream a lot at the insurance company and the medical review people before they figured out it was a computer system issue. It sounds like you need to be the squeeky wheel and call every other day to check on the status. How long have they been reviewing your paperwork? It took 60 days for me to get approval from the insurance. Now 2.5 months post surgery I am arguing about the level of coverage. I am thankful that insurance paid, but it sure would be nice if they paid it correctly the first time.

[TwinsMama 483]

Keep on them. Keep calling. I know they hate that at the review boards, but how could they possibly give you a date prior to approval? I know some companies do that but all it does is stress you out.