Nearing the end of my check list

[missybean 40]

I just went for my endoscopy yesterday, I now only have two more nutrition appointments and I will get my surgery date. I am so excited but a little nervous that my insurance will not cover it because I have no major medical concerns, my bmi is just really high. I have united health care and their requirements are a bmi of 40 and over to be covered but you never can tell. Has anyone else not had any medical issues and were covered by insurance just for a high bmi?

[T'snewstart 251]

I didn't have medical issues either.. like you I was over 40 bmi I qualified. My ins covered everything. I have Kaiser Permanente Insurance. Best Wishes Tina

[hopeliveshere 294]

so far when i called my insurance company they said everything was 100% covered. I have magnacare. I dont have any "traditional comorbidities" but i do suffer from Migraines and urinary incontinence.

[JoiaRox 430]

Ditto - high BMI, no co-morbidities. Covered.

[jslat18 5]

I had no health issues just a high BMI and everything was covered. I only had to pay the hospital co-pay. I have Amerihealth Insurance. Good Luck

[missybean 40]

Thank you all so much. All of your words are very re-assuring. I am so so excited. For the most part I am a very positive person, the insurance issue just rests in te back of my mind because I tried to get my insurance to cover a weight loss pill and they wouldn't so I was a bit skeptical as to why they would cover a 15 thousand dollar operation. To hear this feedback gives me hope

[suzy33 0]

I didn't have medical issues either.. like you I was over 40 bmi I qualified. My ins covered everything. I have Kaiser Permanente Insurance. Best Wishes Tina

Hi my name is suzy and I was given the option for the gastric sleeve by my doctor, I have kaiser and I'm in southern Cali. Can you tell me what you need to get approved and if you paid anything out of pocket?

[missybean 40]

Hi Suzy. I'm not too sure how your insurance works but I myself am still waiting for approval. I haven't had to pay for anything out of pocket and my medical has covered all the test required prior the surgery. I have two more nutrition appointments to go and I am golden for a date. I'm so excited. I've never wanted anything mor for myself in my entire life.

[*susan* 1,709]

Missy, I am keeping my fingers crossed for you. Now that they have officially acknowledged obesity as a disease, I think the approval process based on high BMI alone is going through much better now.

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[missybean 40]

Susan thank you so much. My surgeon is also confident that the medical insurance will covert the surgery and she says if not she will push harder to get it because I definitely qualify with a bmi of 50.

[Ljones1 48]

Same here Bmi high but no medical problems all testing clear.Insurance covers everything.

[missybean 40]

Do you mind me asking which insurance plan you have? How was surgery for you? How much weight have you lost?

[mommy67 1]

Susan thank you so much. My surgeon is also confident that the medical insurance will covert the surgery and she says if not she will push harder to get it because I definitely qualify with a bmi of 50.

Hope they cover you!!!! I also just had a high bmi of 58. I live in Massachusetts and have bc/bs. I was approved right away. I just have to pay deductible and copays. I'm scheduled for surgery August 12th. Good luck. Try having your doctor write a letter of medical necessity.

[missybean 40]

I'm going to stop worrying and put it in gods hands. I want this so badly. I have my fingers crossed. Where about in Massachusetts are you? So happy you're covered! You start your amazing journey very soon and i wish you the best!!

[missybean 40]

Also my doctor wrote about hypertension and diabetes runnin in my family in hoping that's a good enough reason for me not to mention my bmi. I did call te insurance company myself this am and they said that with the bmi and drs note I should be fine