BCBS Federal BMI Question

[Lulu5 24]

For BCBS Federal, has anyone had a BMI of 40, but during your two year history, you had a BMI of less than 40 but greater than 35? If so, did bcbs require a comorbidity?

[mirabelle 64]

I have BCBS and my BMI fell below the requirements once during my 2 year history and I was still approved. The guidelines say they evaluate this situation on a case by case basis.

Definitely not a automatic rejection!

[notmeanymore 629]

Me too, I fell below the 40 BMI during my two year history and they still approved me. I didnt even have a consecutive 2 year history because I never went to the doctor so they approved me even with a huge gap in time. BCBS Federal is wonderful and from what Ive experienced, very supportive of the sleeve.

[Lulu5 24]

Thanks! I'm curious because I'm usually a BMI of 38 but I'm now 40. And I have a bunch of 'minor' comorbidities, and not the common ones- high bp, diabetes, sleep apnea. However, my surgeon wants me to be tested for apnea. I have pre-hypertension, but not full blown high bp. I'm just nervous about approval, but I have a lot of health issues related to being overweight.

[new_me_2013 46]

Yes, mine has always been below 40. I got approved with just high blood pressure as my co morbidity. I was told by several staff at my surgeons office that we have the best insurance! Good Luck!