Insurance Blessing!

[need2bthin! 235]

I received the call yesterday that I was approved for surgery! So I started trying to get my ducks in a row on all my copays, deductibles, and other expenses so I would be prepared when they give me my date.

Called the surgeon's office, I owed a 1$ for my portion bc I had a credit with them!

Called the hospital, I owe $320.00 and I have already met my $150.00 deductible so all I owed the day if surgery was $100.00!! So for $101.00 I will have my surgery!!!

[2Big2Skate 328]

Wow that's great! Who's your insurance provider?

[need2bthin! 235]

BCBS highmark

[hunny79 72]

Oooh i havr bcbs pa / highmark as well hwhat questions did u ask i wanna find out what what mine will be as well.... Thx congrats and goodluck

[thinathart 197]

I had BCBS-IL, I didn't have to pay anything to the surgeon, but I had to pay the hospital $2K. It was the best money I've ever spent!

[Sassygirl06 962]

I got mine for $45 I feel very blessed to have good insurance. It is so sad that all of us don't! Good luck to all who need this surgery struggling with insurance...or worse, no insurance!

[luvmy3boys 12]

I have BCBS tx mine was $3400 to the hospital don't know what I will owe the dr. Then they said I will owe the anesthesiologist. I'm not complaining though cause i can't put a price on good health. No regrets so far!

[need2bthin! 235]

Oooh i havr bcbs pa / highmark as well hwhat questions did u ask i wanna find out what what mine will be as well.... Thx congrats and goodluck

First, I called Highmark and had them fax me a copy of my contract concerning WLS.. It basically tells you step for step what is needed and I went from there.

I asked the dr if I had a credit from services I had already paid for such as office/NUT visits. Since they had filed with my insurance and the insurance had already paid.

I also kept monthly copies of my 6m dr supervised diet. I did not leave the dr office without it. I requested a letter from my GP stating I was cleared for surgery. After, the six months, actually 7, I went home and faxed everything to the coordinator myself. I then called the insurance daily until I received a "yes, it in our system". Then, I called every other day requesting my status.

I work in the medical field so I know how annoying people can be, BUT as I tell my pt's it's your health/health care you can be as annoying as you want! You pay for it!! So be persistent:)

The hospital I told them I had met my deductible and I would pay $100.00 at my initial surgery THEN after insurance paid I would see if there was anything owed.

[need2bthin! 235]

I got mine for 45 I feel very blessed to have good insurance. It is so sad that all of us don't! Good luck to all who need this surgery struggling with insurance...or worse' date=' no insurance![/quote']

I agree Sassy!! I love my insurance, actually I use to love them more when it was free! AlI had to do was my $20 co pay no matter if it was brain surgery! It covered a 100% but last year they got us with a 5% co pay! And $150 deductible