Please Help Me!

[vegamommy 1]

Hello! I am 24 yrs old weight is 226 I was approved for surgery May 19. Yey. However my surgeons office submitted the request to a hospital out of town which is wanting me to pay half my out of pocket which is $500 plus $200 deductible. Plus traveling & hotel I am looking at $900 before surgery. There is a credited hospital about 15 min away from that by doctors come I would have to only pay the $200 before surgery. If I tell my surgeons office to change hospitals they would have to cancel my current approval & resubmit & I could be denied!! I am stuck bc I do not want to get denied but $900 is alot for me to come up with at this time. What would u do if u were me???

Please help.

I need to tell them by tomorrow

[fyre_storm 1,412]

Just do it. Why would you be denied if you we're already accepted? Save your self some money

[******** 397]

U can go to a bank or credit union for a loan or most hospitals do financing right there for u... I'm sure you can say you can afford like $50-$100/per month and they can work with you on the term of the loan

[vegamommy 1]

Just do it. Why would you be denied if you we're already accepted? Save your self some money

I don't know? I was told this by my doctors office & the insurance. The insurance company said bc a different person would be reviewing my case & the dr office said bc my BMI was barley 40. That's a $500 difference.

[vegamommy 1]

U can go to a bank or credit union for a loan or most hospitals do financing right there for u... I'm sure you can say you can afford like 50-100/per month and they can work with you on the term of the loan

I never thought about asking the hospital. When I spoke to there billing department they were so rude. I asked if I could come with $250 which is half of the $500 they said no, I even asked for hardship and they done offer til after surgery when I already paid them. Ill look into the financing see what they say. Thank u.

[QueenAmandy 5]

Maybe this depends on your insurance? I was approved for surgery and acutally changed my mind on the hospital a week before surgery and the scheduler at my surgeons office just told me that they had to call the insurance and make sure that the hospital was covered under my plan and that was it, I had no issues of being denied or having my approval taken from me. I would suggest to call your insurance yourself and ask. The only reason I have heard a hospital is not covered is when they are not Bariatric Certified. Best of Luck to you!!