SheWins1 207 Posted May 21, 2013 Iam so confused of what I will end up paying? My out of pocket has been satisfied of $1,000. But then the insurance will cover 90%. So, will I have to pay 10% of the total of the surgery? What was the $1,000 decutible for? Can anyone help me understand this? thanks in advance! Share this post Link to post Share on other sites
SheWins1 207 Posted May 21, 2013 I live in east Tennessee the hospital part is 18 thousand covered at 90% So you had to pay 10% of the 18k? Help me understand. thanks Share this post Link to post Share on other sites
O.T.R. sleever 3,386 Posted May 21, 2013 Iam so confused of what I will end up paying? My out of pocket has been satisfied of 1' date='000. But then the insurance will cover 90%. So, will I have to pay 10% of the total of the surgery? What was the 1,000 decutible for? Can anyone help me understand this? thanks in advance![/quote'] If your policy has a max out of pocket of $1K the. You will pay $1K plus any co-pays. Share this post Link to post Share on other sites
NewYear'sSleeve 18 Posted May 21, 2013 If your policy has a max out of pocket of 1K the. You will pay 1K plus any co-pays. I have already paid that for the sleep study I was required to get. No co-pays and I already met my out of pocket max and deductible and everything is covered at 100% after that. 1 sastexan4u@yahoo.com reacted to this Share this post Link to post Share on other sites
sharonintx 1,275 Posted May 21, 2013 Less than $5000. In Mexico. 1 Jiggly Puff reacted to this Share this post Link to post Share on other sites
Miss Bean 10 Posted May 21, 2013 I went to Mexico and paid $4749. That included everything but airfare. Including hotel, meals, meds, transportation while in TJ and from and back to San Diego. And this surgeon did 13 the day I had mine and 14 the next day. I would do it again in a heart beat. 9 weeks out and 40lbs down. Sent from my iPhone using VST 1 Jiggly Puff reacted to this Share this post Link to post Share on other sites
LovetoDeath 93 Posted May 21, 2013 My Insurance is really weird. The surgery was 44K. The negotiated price to my insurance company was 22K. That is not including all of the other pre-op appointments I had. I have money that was set aside to meet my 3K deductable, that was paid. But even after the deductable I still have to pay 4K for co-insurance. Ughhhhhh I tired over and over again for the insurance company and the Dr. Office to tell me how much I would expect to pay out of pocket. They would not give me any information I was thinking maybe an additional 1,500 for co insurance I had NO IDEA it would be over 4K plus the 3K I paid for my deductable. And yes I work for a MAJOR corporation with stinky health coverage, but at least they paid most of it!! Share this post Link to post Share on other sites
TapSnap 357 Posted May 21, 2013 My total bill was $31,900. I ended up only paying $900. I was so happy thought I was going to pay a lot more. Share this post Link to post Share on other sites
Kailisa 28 Posted May 21, 2013 My surgery is scheduled for next week and they billing department informed the hospital stay alone is $13,000. I have not received any word on the doctor's bill yet. I had a $500 deductible (already met) and my co-insurance is $2,300. I believe my doctors bill will be covered at 100% because my out of pocket maximum is $2,500. It is insane the hospital charges for 1 day is $13,000. That is several 7 day vacations for. Share this post Link to post Share on other sites
laceeb 27 Posted May 21, 2013 of course they are going to jack the price up if you have insurance .. thats how they make money. Im glad I paid cash for mine and it was done in the states for $12,000 $7900 to hospital $3100 to Dr $1000 to anesthesiologist 2 weeks out, 21 lbs down and 21 1/2" gone! Share this post Link to post Share on other sites
ChristineR 128 Posted May 21, 2013 $47,000 for the surgery and 2 nights in the hospital. I paid $150 copay (should be another 150 if the hospital gets their butt in gear) and then $100 for the doctor. Share this post Link to post Share on other sites
kiwi17 54 Posted May 22, 2013 EOB said $33,000+ including anesthesia and one day hospital stay. All but $14,000+ was written off for plan contract. My out of pocket is $1500. Share this post Link to post Share on other sites
mattsbelly 76 Posted May 22, 2013 I added up all of the claims on my insurance website that were related to my surgery (hospital' date=' surgeon, anesthesiologist, pathologist) and not counting any of my pre-op visits, I was right around the 40k mark. I am also in Fairfield County, CT where everything is expensive... Thankfully my insurance covered 100% after my 3000 deductible.[/quote'] So true about Fairfield County. I grew up in Stamford. Had to leave the area. It was just too expensive. Share this post Link to post Share on other sites
Aries 95 Posted May 22, 2013 I paid 16,500. I believe it should have been more (somewhere around 22,000) but since I paid in full, they charged me the reduced price. 5500 went to the surgeon 16 went to the hospital Plus I got dibs on what time I wanted to go in to surgery Share this post Link to post Share on other sites
danelle235 79 Posted May 22, 2013 I was self pay in MX and it was 14,000 CDN. I'm happy with my surgeon and I know the surgery is worth every penny!!! Share this post Link to post Share on other sites