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I have BCBS of Alabama. Under their rules you have to have 40 BMI for the past 3 years, or a 35 BMI with a co-morbidity...again, for the past 3 years. It is confusing to me though. What if I had a 35 BMI but the co-morbidity was just recently diagnosed???

Anyway they also require a 6 month physician monitored diet. For the BMI, they use the date that you weighed in with your surgeon if you've already met with him/her. So even if you lose weight and get under the BMI, it doesn't matter, your BMI was already set with your surgeon's office.

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It really depends on your policy. They are all different, but you can get your information by calling them. They will probably send you something in writing.

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