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Horizon NJ Direct 15



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I finally got the nerve to call my insurance company to see if I was approved. They said as long as they receive the letter of medical necessity, it's a covered expense, so no problems! I'm amazed how easily it was!

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Who did the letter have to come from? Your PCP or the surgeon?

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My PCP. My surgeon has a pre-filled form stating all the key words needed and all my PCP had to do was fill in my co-morbidities (only sleep apnea) and sign the form.

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Oh great!! Im waiting for my consult. I have NJ DIRECT too. No supervised diet?

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I'm waiting to hear too, I also have Horizon NJ Direct and my research had told me that they don't cover sleeve, say it ain't so!

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It ain't so! They do cover. I had to list all of my attempts to lose weight, the weight I lost and regained. I saw the surgeon on Jan 20th, he gave me a list if things I needed to do...psych consult, GI consult for EGD, medical clearance, cardiac clearance and pulmonary clearance and he sent me for a sleep study since I had no other co morbidities and my BMI was 37. I was positive for sleep apnea so that's why I was approved.

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    • Bashbee91

      Hey guys new to the process looking forward to this new life. 
      · 0 replies
      1. This update has no replies.
    • Bugg

      Hi everyone! I’m brand new here. I just went through all my pre-op requirements per my insurance company and now everything has been submitted and I’m just waiting for final approval and my surgery date. I’ve been doing research, watching YouTube videos, TikTok’s, ect.. trying to prepare my mind and what to expect so I’ll be ready for the surgery. I was so sure and so set and so ready and excited. However, now that I’ve done everything & it’s almost here, I am sooooooo scared! I know why I want it bc I’ve tried everything and I just don’t feel like I can lose weight by myself. I’m tired of being overweight my entire life. I’m miserable, but I keep psyching myself out afraid of GERD bc I know how that can be and I don’t want to have to get a bypass after already gaining the courage to even get VSG. I’m scared of complications like I’mgoing to regret doing it and be depressed that I didn’t just be more disciplined and try again to lose the weight on my own even sitting here typing this knowing in my mind i just can’t and don’t possess the discipline. I’m also afraid I won’t be able to handle the restrictions of the sleeve. What do I eat? I don’t know how to eat healthy really and don’t enjoy healthy food. I don’t know how to do this! I feel so defeated!Someone tell me they felt anything similar to this or am I not ready? I thought I was. I am so tired of being sick and tired and so tired of myself and so tired of being stuck and stuck in this body and somebody different on the outside from what I feel inside. I just want to ball up and cry.
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    • buildabetteranna

      over 20 lbs down since4 the pre surgery diet and surgery on the 14th
      · 1 reply
      1. Selina333

        Yay!! Congrats. I know how good that feels. 🤩

    • Jenopolis

      Had a sleeve in 2017, lost over 100 pounds. Had a DS surgery this year (2025) for more sustainable weight loss. 🤞
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    • buildabetteranna

      The 14th was my day. I am home and recovery is going pretty smooth. They even let me walk out of the hospital. Picture of me in recovery curtesy of my boyfriend lol. 

      · 3 replies
      1. DaisyChainOz

        Glad it went well!! Wishing you a speedy recovery and wonderful success!! 🤗

      2. buildabetteranna

        Thank you ❤️

      3. Selina333

        Neat you have a pic of this day! I was sooo happy to get my surgery. It was well worth it! And I'm not even near my goal. I had surgery Dec. 2!

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