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I fought with my insurance company Aetna for 18 months before being approved, even though I work for an insurance company who covers everything for the employees. My bill for everything was over 18,000 however my responsibility can be no more than 1800.

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Yep, I am a self payer. $18K iin US Worth each and every penny, seriously.

I had BCBS PPO insurance and they did not cover VSG surgery back in Sept 2010. BCBS PPO considered VSG experimental surgery at that point.

Would I pony up the $$$ again. YES.

The kicker to this story is BCBS starting covering VSG surgery...wait for this, Oct 1, 2010. Lucky me. Yes, I fought it & lost appeal twice. But I save a lot of food bill. :)

Hugs.

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