lotti 154 Posted January 12, 2013 I will not wait till i have med issues for ins co to make up their minds. 1 AmandaRaeLeo reacted to this Share this post Link to post Share on other sites
Diamondeyed 399 Posted January 13, 2013 Amen..its your life! Share this post Link to post Share on other sites
finallymj 23 Posted January 13, 2013 Lol... Me neither! I have decided to do this and I'm confident with my choice to go to Mexico. Kaiser says they will do it, but I have to go thru their hoops... 6 months to 1 year. No thanks. I want to be well on my way by this time next year... 4 Nicki13, AmandaRaeLeo, Diamondeyed and 1 other reacted to this Share this post Link to post Share on other sites
julielle 199 Posted January 13, 2013 It's like a 3 year waiting period here, no thanks! 2 Diamondeyed and Nicki13 reacted to this Share this post Link to post Share on other sites
Shergirl 18 Posted January 13, 2013 I feel the same way and that is also why I decided to go to Mexico.I could have waited until I had other health issues or could have gained another 40 lbs but then I would be 40 lbs heavier. I also figured out that with my 3k deductible and then a 20% co pay, I would pay at least what I am paying to travel to Mexico. 1 Diamondeyed reacted to this Share this post Link to post Share on other sites
Nicolanz 1,484 Posted January 13, 2013 My insurance covers it too but I would have been devastated if they rejected me after doing 6 months of their pre op crap! Plus it was still cheaper going to MX! Best decision I ever made! 1 Diamondeyed reacted to this Share this post Link to post Share on other sites
HoosierGirl 780 Posted January 13, 2013 Bariatric surgery is covered by my health insurance. (Blue Cross Blue Shield of PA). I met all the insurance requirements. Completed the bariatric program. BMI over 35 with one co-morbidity. I was denied because my hyper-tension is controlled with two meds. Very disappointing. And took 8 months to be declined So, I decided the insurance company is simply a business. They don't know me. And I am going to make decisions about me and my health. Thus, I am going to Tijuana for surgery on Feburary 4. (Up yours Blue Cross!) Good for you and your decision and being pro-active!!! All the best as you start the process! 2 finallymj and Shergirl reacted to this Share this post Link to post Share on other sites
LaserSkinGirl 147 Posted January 13, 2013 Our insurance covers it too but we just got it with my husbands new job and need to be on it 3 years before even applying for it so I have decided now is the time and paying for it is totally worth it! I will be sleeved with Garcia in March! 1 finallymj reacted to this Share this post Link to post Share on other sites
bee13 44 Posted January 13, 2013 My insurance doesn't cover any bariatric services. Even if they did, my deductible is so high and the co-pay is too, that it is worth it to go to MX. It's a great deal and I get to be in the care of one of the best surgeons in the country. 1 finallymj reacted to this Share this post Link to post Share on other sites
carstanger 346 Posted January 13, 2013 I could have had the gastric bypass and ins would have paid for it but I didn't want that. Share this post Link to post Share on other sites
Changing39 33 Posted January 13, 2013 I agree with bee13. My deductible and out of pocket is so high that I would be paying the same as going to Mexico. And...my insurance would never approve me. I'm about 5'8" and 225 with a BMI of 34 and no co-morbidities. I am approved with Dr. F Garcia in TJ with r4ac. I'm still doing research on the post-op and the depression some people say they get. But I'll be in TJ hopefully sometime the end of March or April. I'm guess the timeframe of the surgery depends on when I can pay. 1 finallymj reacted to this Share this post Link to post Share on other sites
lotti 154 Posted January 15, 2013 I am in the same boat because my timeframe depends on when I can pay. Share this post Link to post Share on other sites
banditchic 83 Posted January 15, 2013 Bariatric surgery is covered by my health insurance. (Blue Cross Blue Shield of PA). I met all the insurance requirements. Completed the bariatric program. BMI over 35 with one co-morbidity. I was denied because my hyper-tension is controlled with two meds. Very disappointing. And took 8 months to be declined So, I decided the insurance company is simply a business. They don't know me. And I am going to make decisions about me and my health. Thus, I am going to Tijuana for surgery on Feburary 4. (Up yours Blue Cross!) Good for you and your decision and being pro-active!!! All the best as you start the process! WOW! I am so sorry about your insurance. Man that would make me mad too! I have a bmi of 35 and one comorbidity, and I was super schocked that I got approved. But, like a lot of people said, after my deductible, and the percentage I have to pay, it will probably come out to be the same out of pocket as going to Mexico would cost. So, either way it's about the same. Best wishes!!!! Share this post Link to post Share on other sites
Ms.AntiBand 2,984 Posted January 15, 2013 Yep.. We pay $700+ in monthly premiums and hat doesn't include what our employer contributes. They refuse to pay for anything related to WLS including to save my life. I HATE INSURANCE COMPANIES.... THEY SUCK! Share this post Link to post Share on other sites
AmandaRaeLeo 2,146 Posted January 15, 2013 Yep.. We pay 700+ in monthly premiums and hat doesn't include what our employer contributes. They refuse to pay for anything related to WLS including to save my life. I HATE INSURANCE COMPANIES.... THEY SUCK! Insurance and pharmaceutical companies. Amanda Rae Share this post Link to post Share on other sites