Paying a diductible before surgery ?

[BeatrizS1974<3 sleeve 94]

I don't have to pay the surgeon anything but i do have a $150 copay for the hospital stay.

[ebonisekim 1,713]

I don't have to pay the surgeon anything but i do have a 150 copay for the hospital stay.

Your surgery must be covered at 100%

[JennCH 19]

I am having surgery on Jan 14th. I am going to see the surgeon and will have to pay him the $400 deductible. My hospital deductible is $150 as well. Fortunately I work for the hospital and as an employee they have waved my deductibles. After reading this, it makes me realize my insurance may be limited to the hospital I work for, but it is pretty good coverage.

Jenn

[joatsaint 2,814]

I've had to pay all my co pays (hospital and surgeon) up front. $1500 for the surgeon, $2000 for the hospital, and $1000 for the pre-surgery tests. All of it went on my Discover card.

[JennCH 19]

And all is tax deductible as well.

Jenn

[BeatrizS1974<3 sleeve 94]

Your surgery must be covered at 100%

Yes i get 1 bariatric surgery in my lifetime with this insurance. That is why i picked the gastric sleeve. But i had to jump through lots of hoops to get it approved!

[BeatrizS1974<3 sleeve 94]

Oh and i should add i had to do the 6 month supervised diet. And each co-pay was $50.

[ebonisekim 1,713]

Oh and i should add i had to do the 6 month supervised diet. And each co-pay was 50.

Same w me far as lifetime and copay was 25 but its a new year so it doesn't count anymore I finished in Nov

[ebonisekim 1,713]

So my surgery is set for jan 21 and my insurance pays 60%and I pay 40%so my surgeon is asking for half of my 40% which is 900 up front np but my deductible hasn't been net for this year which is 1500 my coordinator said she's hard of the hospital asking for a portion of that up front but its possible that they want all of it I want to kno has anyone every had surgery with just paying a portion of their deductible to the hospital I'm so stress about this cause the money and I don't want to put it off until I get my taxes but if I have to i would .. Any info is appreciated

To let everyone kno who's been giving me great advice thank you so much it's appreciated but I finially have it all worked out my husband going to pay for everything he said not to worry he kno how much this means to me and its done what a relief still hoping I only have to pay a portion but if not thank god for a wonderful understanding husband cause we have for boys and we still constructioning on are new home ...God is good

[abetterme4.2 268]

To let everyone kno who's been giving me great advice thank you so much it's appreciated but I finially have it all worked out my husband going to pay for everything he said not to worry he kno how much this means to me and its done what a relief still hoping I only have to pay a portion but if not thank god for a wonderful understanding husband cause we have for boys and we still constructioning on are new home ...God is good

That's great news! Very happy for you! Glad he's supporting you and telling you to do something for you.

[Ballermom 803]

That's wonderful News. Happy it's worked out.

It's Diva time.

Congrats

[BeatrizS1974<3 sleeve 94]

that is awesome! Congrats to you! I know you must be feeling over the moon right now knowing that your man is so supportive!

[ebonisekim 1,713]

that is awesome! Congrats to you! I know you must be feeling over the moon right now knowing that your man is so supportive!

Yes girl I was so stress about it

[SweetTee 448]

To let everyone kno who's been giving me great advice thank you so much it's appreciated but I finially have it all worked out my husband going to pay for everything he said not to worry he kno how much this means to me and its done what a relief still hoping I only have to pay a portion but if not thank god for a wonderful understanding husband cause we have for boys and we still constructioning on are new home ...God is good

Yes he is! He can move mountains and he worked it out for you. I am self pay because my insurance doesn't cover WLS which really sucks. I take care of people everyday but when I need to be taken care of ( obesity is slowly causing harm to my body and shortening my lifespan) I have to go to another country to afford it. That's so sad but I look at it this way, God is making this much needed surgery possible for me!

[Catracks 865]

Forgot. I had to pay $100 for the nutrition class and maybe $200 for the psych eval and the copays and deductibles for the endoscopy, chest xray, mammogram and one other test I forget ...

It's not the cheapest even with insurance. The psych and nutrition class weren't covered at all and neither was all the Protein powders and drinks.