Did BCBSNC/SHPNC just give me an early Christmas present?: My experience with insurance.

[nerdyandfit 2]

Originally, when I started researching I didn't find anyone who used the same insurance. So,I figured I would sum up my overall experience with North Carolina's State Employee Health Plan through BCBSNC for the next person. I started my journey on Aug.16. I was not required by insurance to do any supervised diet. All that was required was extensive previous attempts, a 5 year weight history, and your typical BMI requisites. I had my decision visit on Tue, Dec. 18 and they submitted to insurance that day or the day afterwards. My doctor told me they usually have a turnaround of about 7-14 days. So, I definitely wasn't expected anything anytime soon. I just received the call to schedule my surgery. I was approved in 3-4 days. No hassle, no problem. For now, they definitely made me care less about the sky-high co-pays + coinsurance.