Insurance questions for BCBS H M O patients

[JennyBeth 127]

I have some questions for those of you that went straight to seeing the surgeon. Do you have a PPO? I actually have BCBS H M O and I started with an appointment to see my PCP and I have my 2nd appt. for the psy. evaluation tomorrow. After my PCP receives the report from the psy evaluation THEN she submits to insurance so I can get a referral to see the surgeon. Does anyone else have any experience with an H M O and if so what was the process you went thru? I'm just nervous because I keep reading all of these people went straight to see the surgeon and I just want to make sure I'm doing this right and nothing gets messed up along the way! I want to get approved SO badly! Also my BMI is 38, but I also have high cholesterol, GERD, Fibromyalgia, Migraines, and urinary incontinence so I'm hoping that should be enough to qualify me. I also have a strong family history of high blood pressure, stroke and heart disease. I would greatly appreciate any information from anyone that has received approval from their insurance could give me!

[deedeemuffin 346]

I have BCBS *** insurance. I went to the bariatric surgeon first. I then had to get a letter from my PCP & a list of other tests given to me by the surgeon's office. They knew exactly what I needed to get approved. I had all my results from my testing sent to my surgeon's office. They coordinated everything & I got approved on my first try.