Texas Insurance

[Dee-Texas 5]

I've heard that if someone is self pay they buy an extra insurance policy. Anyone do this in Texas and did it pay also which insurances cover the complications from WLS?

[jaimy santana 0]

All I want to say is I did a 6 month program for my gastric sleeve scheduled 12.18 and Cigna sent a denial letter that I just literally opened because I was not home and it just denied me for the gastric sleeve. Will I not get the surgery now? How can this be? I'm crushed.

[jaimy santana 0]

All I want to say is I did a 6 month program for my gastric sleeve scheduled 12.18 and Cigna sent a denial letter that I just literally opened because I was not home and it just denied me for the gastric sleeve. Will I not get the surgery now? How can this be? I'm crushed.

[920amy 409]

How crushing, Jaimy! I hope you can get things sorted! I had a similar situation, personally. I had been working with a bariatric surgeon for about 6 months, going through his program, talking with the NUT and doing the Psych evals, once I was cleared by him, I had to wait until my husbands insurance changed so i could apply to our new insurance for WLS. I applied, and found out that his insurance specifically EXCLUDED any type of WLS. It was a provision they had just put in that year. I was crushed! I had worked so hard! I had a talk with my surgeons scheduler, and she told me I could self pay, but the band (which is what I thought I wanted then) would be $12,000. I was blown away! I actually started doing more research and decided I wanted the sleeve and asked her how much that would be, $18,000!! I thought I would never have surgery. I accidentally ran across a thread about self pay in Mexico, and I did TONS of research. The end of my story is, I found ALighterMe, and was connected with Dr. Lopez. I had my surgery in Tijuana, Nov 3rd, a little over 2 years after I had started my journey. It was a wonderful experience and one I would not change for the world. My surgery was $4,750. That included 3 nights stay in a Marriott, transportation to and from the airport, and of course all of the medication, hospital stay, anesthesia, everything. It was the best decision I had made in my life, and one I would make over again in a heartbeat. Self pay in Mexico may not be for you, but if you think it might be, PLEASE contact me and ask me any questions, I would love to be a resource for you. Just know, where there's a will, there's a way!! Best of luck to you!

[jaimy santana 0]

I just wonder if others have been denied to to lack of info submitted but then get approved