Nicki13 17 Posted November 14, 2012 hey guys so i am in the process of speaking with Trish to get everything set up but I of course am worried about the financing situation. I have pretty bad credit so I don't even know if I will be approved or not but I just got a much higher paying job recently? Do any of you other Ponce Patients have bad credit that got financed? Share this post Link to post Share on other sites
TheCurvyJones 721 Posted November 14, 2012 I did not have Dr Ponce but my credit is........interesting and I was approved through MedicalFinancing Co. One thing you have to be prepared for are the fees to borrow money. At least with Medical financing I required a security deposit (which would come back to me when the loan was paid off) and loan fees. In total I will pay about $2800 in loan fees. $1700 of that will come back to me. These are NOT rolled into the loan and they won't fund the doctor until you pay it. If you're going through his office direct, the guidelines might be less stringent. Share this post Link to post Share on other sites
Nicki13 17 Posted November 14, 2012 I did not have Dr Ponce but my credit is........interesting and I was approved through MedicalFinancing Co. One thing you have to be prepared for are the fees to borrow money. At least with Medical financing I required a security deposit (which would come back to me when the loan was paid off) and loan fees. In total I will pay about $2800 in loan fees. $1700 of that will come back to me. These are NOT rolled into the loan and they won't fund the doctor until you pay it. If you're going through his office direct, the guidelines might be less stringent. ok and was this the "No Patient Left Behind" financing with Medical Loan Co? Share this post Link to post Share on other sites
TheCurvyJones 721 Posted November 15, 2012 No, I heard that people were not very happy with that program so I opted not to go with them. I applied through medical financing.com and was approved for 8500, And was turned down at a few other places. You may want to check to make sure that they will fund surgery through your doctor but I believe they do most of the Mexico surgeons. Share this post Link to post Share on other sites
SuNMooNStaRS816 423 Posted November 15, 2012 I was told several of the docs do not use the no patient left Share this post Link to post Share on other sites
SuNMooNStaRS816 423 Posted November 15, 2012 I was to that several of the docs do not use the No Patient left Behind program. They said it was a rip off. I decided no to use it when I heard that. They require you to pay half up front. I couldn't afford to take a chance with my money. Share this post Link to post Share on other sites