what is the best insurance company to go thru???

Shooting_Star · October 14, 2006

well i actually just started working for one of the bigger insurance companies and just was wondering what companies people have had the best luck with. I'm fairly sure i will be approved just wondering what needs to be submitted unfortunately i think im going to wait untill i have been there for 6 month and i dont know how i'm going to make it that long i was also wondering how long it took most people to get from requesting the pre-aproval to setting the surgery date? any input would be greatly appreciated :confused:

Alexandra · October 15, 2006

You've asked WAY too big a question for anyone's specific answer to help you. There are just too many variables. The only common factor seems to be the criteria for medical qualification for bariatric surgery, which in a nutshell is this: You are medically qualified for bariatric surgery if you have a BMI of 40 or more, OR if you have a BMI of 35 WITH at least one significant co-morbid condition (a medical condition that is caused or exacerbated by your obesity).

Once you have determined if you are medically qualified for bariatric surgery, the only way to know how your insurer will handle things and what your next step might be is to call your insurer. Laws vary so much from state to state that it's impossible to generalize about even the largest insurance companies. And even if your insurer says it's a covered procedure, getting approved for surgery might be a quick process or it might take months of pre-operative testing and hoop-jumping.

Good luck with your research!!