Hey PRE Banders 2

[coltonwade 27]

Yes Tia, I have to do the diet for the insurance company. It's just amazing to me that they make us go through this. Do they think we want to be obese, that we haven't ever dieted before?!!! So, my doc has me see a nutritionist weekly (of course the insurance company doesn't cover that!) and the doc once a month for six months!

Maybe the insurance companies hope we lose enough so that we then don't qualify for insurance! A catch 22!

I currently Do not have health insurance and I am in the process of getting it. Since we are self employed we have to get private health insurance. Ok ...private health insuracne WONT Cover WLS, its 3Xs as much as group insurance and the covereage is WORSE. The policy we are getting becasue fo the price and it actually has pretty good coverage... They wont me to have my OWN Policy , its cheaper that way . Ya know why ? Because im OBSESE . Like you said they wont pay for a dietitian , WLS , Hell even a gym membership .. BUT they WILL PAY For a Tummy Tuck and a boob job if i can prove its a health issue ( Which I WILL LOL) MY Policy is $160 a month, my husband and 2 boys policy combined is $220 ! GO Figure. it is a catch 22 . and a MONEY ploy on their part. I have keep Wt off for a YR to lower my premium . Its ALL ABOUT MONEY

Mindy

[Chris1982 2]

goodluck to all I feel the same way, I've been waiting for at least 3 months to hear something good from insurance and I"m just a month away, hopefully all goes well with the rest of u, I know some have been waiting much longer than others

[s1m1 0]

Hey Coltonwade,

Have you checked into Capital One's medical financing center? My insurance company (United Healthcare MAMSI) demanded that I attend a six month physician assisted diet program before they'd consider approval. That was after having gone back and forward with them for 4 months – just not fair. At that rate, it would have been nearly a year before I could be on the road to recovery. I’d seen pamphlets for Capital One’s program many times in the lobby of WLSC, but never gave it much thought. Finally one day through frustration, I picked up a pamphlet and read it. Their rates start as low as 1.9% APR, and go up to 7.9% fixed APR for 60 months. The cost of my surgery is $16,250. Capital One is financing the whole thing for only about $325 per month. I plan to pay it off much sooner, but it sure feels good to know that I will be on my way to recovery before Thanksgiving.

Congratulations to everyone! I will be banded tomorrow morning; 10/17/06, around 09:15. Please keep me in your prayers, and I’ll see you on the loosing sideJ.

Darrell…

[tianealperry 0]

Good Morning All!!!

I hope you all had a super doper weekend,

[keekahari 0]

Hey Coltonwade,

Have you checked into Capital One's medical financing center? My insurance company (United Healthcare MAMSI) demanded that I attend a six month physician assisted diet program before they'd consider approval. That was after having gone back and forward with them for 4 months – just not fair. At that rate, it would have been nearly a year before I could be on the road to recovery. I’d seen pamphlets for Capital One’s program many times in the lobby of WLSC, but never gave it much thought. Finally one day through frustration, I picked up a pamphlet and read it. Their rates start as low as 1.9% APR, and go up to 7.9% fixed APR for 60 months. The cost of my surgery is $16,250. Capital One is financing the whole thing for only about $325 per month. I plan to pay it off much sooner, but it sure feels good to know that I will be on my way to recovery before Thanksgiving.

Congratulations to everyone! I will be banded tomorrow morning; 10/17/06, around 09:15. Please keep me in your prayers, and I’ll see you on the loosing sideJ.

Darrell…

Congrats to you Darrell. I wish u all the best!!! I see that u have MAMSI, are you in the DC area? Who is doing your surgery?

[keekahari 0]

Good Morning All!!!

I hope you all had a super doper weekend,

Hey there!!! Not super duper... not even a lil bit.. I ate and ate and ate all weekend. Then baked myself a cake. :sick I CANT WAIT TILL BANDING HAPPENS

[#nineinkentucky 0]

Hello all,

I am from Kentucky and I am so excited about the Band, I go to my first seminar tonight, my second tomorrow. I am not sure how my insurance is going to pay (humana). Good luck to you all and I will keeo you all in my prayers.

Missy:clap2:

[sherilynn 1]

I think that this weekend I was more aware of how much food was going down my throat, than ever before. I am aware of everything I eat. I also noticed how much I eat; even when I'm not hungry. And I'm thinking either I'm going to go through the "Last Supper Syndrome", or loose weight before banding, b/c I'm just disgusted with myself. If I think of my stomach in terms of being a 'gas tank' just for fuel for my body...I should realize I don't need 1/2 of what I eat - probably more.

Wow, I'm excited for the band.

Now...lets eat! j/k!

[tianealperry 0]

not feeling to good about my appt with the lband doctor i might have to wait another week in a half for an appt so irritated about this crap at the moment

[sherilynn 1]

Tia....

ALL GOOD THINGS TO THOSE WHO WAIT! I don't even have my surgery consult until 11/16! But that doesn't mean I'm going to be mad at every that is 'standing in my way'!!! Be positive; look at this time of waiting as your chance to get yourself educated on your pending surgery, how your eating habits will be forced to change. Look toward the future!!!

[tianealperry 0]

I GUESS IM JUST FEELING LIKE THEY ARE NOT TRYING TO EMBRACE ME :cry I THOUGHT I WOULD BE TALKING TO A HAPPY PERSON ON THE OTHER LINE YOU KNOW SOMEONE WHO WANTS MY BUSINESS BUT I HAVE TO REMEMBER IM NOT THE ONLY ONE WANTS AND NEEDS THIS PROCEDURE. THANK YOU SHERILYNN FOR YOUR AWESOME WORDS.

MAYBE IM JUST TO ANXIOUS TO GET THIS DONE:o

[keekahari 0]

I GUESS IM JUST FEELING LIKE THEY ARE NOT TRYING TO EMBRACE ME :cry I THOUGHT I WOULD BE TALKING TO A HAPPY PERSON ON THE OTHER LINE YOU KNOW SOMEONE WHO WANTS MY BUSINESS BUT I HAVE TO REMEMBER IM NOT THE ONLY ONE WANTS AND NEEDS THIS PROCEDURE. THANK YOU SHERILYNN FOR YOUR AWESOME WORDS. :eek:

MAYBE IM JUST TO ANXIOUS TO GET THIS DONE:o

T... Two weeks is nothing... (though it may feel like eternity ) My surgeon required that we attend his seminar before we could even get an appt. sooo between waiting to go to the seminar and waiting to go to the consult, I was out like 2 darn months. He really had me calling him names :kev: LOL.

Definatly take this time to read the boards and become familiar with people's accomplishments and setbacks... This is excellent knowledge. You cant really predict you outcome based on someone else's as we are all different, but it definately enlighens you as to what you should and should not be doing. Also, go out to obesityhelp.com. I LOVE reading the profile... I was actually addicted when I first encountered that site. Please put alot of blood sweat and tears on there. Its just awesome!!

I am rooting for ya girl and we will both be banded in no-time!!!

[tianealperry 0]

Kee

Thank you so much for that, Im feeling much better I went ahead and printed out the 9 page application for the doctors visit and just to have it already done.

please keep me in your prayers

that little man is so funny i love it

[coltonwade 27]

Hey Coltonwade,

Have you checked into Capital One's medical financing center? My insurance company (United Healthcare MAMSI) demanded that I attend a six month physician assisted diet program before they'd consider approval. That was after having gone back and forward with them for 4 months – just not fair. At that rate, it would have been nearly a year before I could be on the road to recovery. I’d seen pamphlets for Capital One’s program many times in the lobby of WLSC, but never gave it much thought. Finally one day through frustration, I picked up a pamphlet and read it. Their rates start as low as 1.9% APR, and go up to 7.9% fixed APR for 60 months. The cost of my surgery is $16,250. Capital One is financing the whole thing for only about $325 per month. I plan to pay it off much sooner, but it sure feels good to know that I will be on my way to recovery before Thanksgiving.

Congratulations to everyone! I will be banded tomorrow morning; 10/17/06, around 09:15. Please keep me in your prayers, and I’ll see you on the loosing sideJ.

Darrell…

Darrell, CONGRATS to you . I hope things go well. I did call Capital one and a few other places. Our problem is a catch 22. We have the money to make the payments, our credit score is fine ( now) but we have a chapter 7 bankcurpcy discharged on our record from this yr. SO im stuck.

I THOUGHT my parents were going to cosign for me, I even started cleaning houses to "Show" My parents " Look this money is 3 monthly payments for a loan" and because they dont exactly agree with the choice they have not exactly said anything else about it since I asked them so i took that as a no and im just goign to wait until December when our business has a big job payout and I can do it then.

So we'll see. Hope your surgery goes well tomorow good luck

Mindy

[coltonwade 27]

I GUESS IM JUST FEELING LIKE THEY ARE NOT TRYING TO EMBRACE ME :cry I THOUGHT I WOULD BE TALKING TO A HAPPY PERSON ON THE OTHER LINE YOU KNOW SOMEONE WHO WANTS MY BUSINESS BUT I HAVE TO REMEMBER IM NOT THE ONLY ONE WANTS AND NEEDS THIS PROCEDURE. THANK YOU SHERILYNN FOR YOUR AWESOME WORDS. :eek:

MAYBE IM JUST TO ANXIOUS TO GET THIS DONE:o

I will say this though, If you feel like your docs office does not care about you or is not concerend, that you are just a number you may want to rethink your choice of surgeons. There is NO WAY I could go to a doc that treated me like a # and not a person. I have worked for docs offices for 10 yrs and even though they are busy and your right your not the only person, you CAN Be treated with RESPECT and kindness , if you do not feel like your getting that and its important to you to feel that way ... Well you mightw ant to rethink things with that office. How are things goign to be if you have a concern ?I have not even SEEN my surgeon yet and I have his email that HE PERSONALLY responds to , I can email him and he will respond within 24 hours with an answer, Others who see him speak to him on the phone frequently . You do not leave the hospital with out His cell phone and Home Phone number. Those things are important to me . If they are important to you you need to make sure you can get them from your surgeon.

Just my input

Mindy