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Just Found Out My Insurance Changes 2013

Tstorm1070

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Tstorm1070    192

Tstorm1070
Posted

Just found out my insurance is changing 2013. And now WLS will not be covered at all!!! And my surgery was going to happen Jan/Feb. I sure hope I can have this WLS still since I started earlier this year 2012. Keeping my fingers and toes crossed. I will call my case manager at the insurance company on Monday. #stressing

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dadici    21

dadici
Posted

That is terrible! Does your company offer different plans at all? Is there any chance you can change plans?

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abetterme4.2    268

abetterme4.2
Posted

Can you contact your surgeon and get your surgery bumped to a sooner date? Or were you meeting requirements by that date?

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CarrieP    50

CarrieP
Posted

See that's what I'm stressing about too. Even tough nothing's been said you just never know. Can I ask what insurance you have? I've been thinking about possibly getting mine approved this year but having surgery beginning of next.

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Tstorm1070    192

Tstorm1070
Posted

That is terrible! Does your company offer different plans at all? Is there any chance you can change plans?

yes that is the paperwork I just went over and they are getting rid of it on all 4 plans they offer! :(

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Tstorm1070    192

Tstorm1070
Posted

Can you contact your surgeon and get your surgery bumped to a sooner date? Or were you meeting requirements by that date?

I am going to call and find out what insurance says 1st on Monday. If they say no then I will call surgeon. I am on my last class and then it goes to insurance for review. But my work requires I that I give them 30 days notice. My appt is on Dec 10th. So I guess I will see what they say

abetterme4.2 reacted to this

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Tstorm1070    192

Tstorm1070
Posted

See that's what I'm stressing about too. Even tough nothing's been said you just never know. Can I ask what insurance you have? I've been thinking about possibly getting mine approved this year but having surgery beginning of next.

I have Coventry *** out of Illinois

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Tstorm1070    192

Tstorm1070
Posted

thays supposed to say H.M.O.

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Tstorm1070    192

Tstorm1070
Posted

I am FREAKING out!!! czlled insurance company and they couldn't tell me ANYTHING! only what my insurance currently covers. well thanks I already know what that is ! So I called WL clinic and told them what is going on and they said they probably would not do it then :'( due to the Dr does not feel right only giving me 2 weeks ..if anything happens I will be a self pay and they do not accept that(not that I have the money anyways). WTH

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Tstorm1070    192

Tstorm1070
Posted

2 weeks from surgery and then it would not be covered by insurance as of Jan 2013

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rybecca20    160

rybecca20
Posted

Fight it with your insurance. Don't give up!b

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chris54    106

chris54
Posted

R u scheduled b4 year end? If so go ahead with surgery. By law a company cannot demand a 30 day notice if your surgery is medically needed. Good luck

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Tstorm1070    192

Tstorm1070
Posted

I just got a call back from my insurance...they said it was a misprint on my employers end....sigh. Everything is going to be covered. That was so stressful! Now I am just grouchy due to only 3 hours of sleep (:

Sadlers1999, mom2five and Mz.Smurf reacted to this

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Tstorm1070    192

Tstorm1070
Posted

I am now on schedule now for Dec. Surgeons office sent for pre-auth today so hopefully by my last visit on Nov 19th I will get the date. If not shortly there after. I did not want it right around Christmas but I will take it (:

Mz.Smurf, abetterme4.2 and mom2five reacted to this

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