Insurance Exclusions.

[melshell1 11]

Hello all. I went to a seminar a few months ago and found out that my *** had an exclusion. I was waiting patiently till my new enrollment period so I could switch to a PPO. Well, now both plans have added exclusions for 2013. I am so disappointed. I would consider self pay but it is a hard pill tt swallow when I have what is considered a Cadillac plan

[Ms.AntiBand 2,984]

I know the feeling! For overv30 years we pay monthly over $500+ and employer pays a few hundred towards our coverage and our insurance won't cover ANYTHING related to WLS and that includes even measures to save my life. It sucks!

I'm self pay.. I just wish I could use the insurance premiums that seem to be worthless