Bcbs Federal Basic Plan

[Pitchdad 3]

Anyone have any experience with BCBS Federal Basic plan and what you ended up covering out-of-pocket?

[SleeveandRNYchica 1,155]

So far I have paid 297 in fees for all the drs apps and testing. I have surgery tomorrow and have to pay $150 per day co-pay for hospital stay

[Pitchdad 3]

Best of luck tomorrow, my date is 10/23. So what about the out-of-pocket maximum. How does that come into play, or does it. I was told i had the 150 surgeons copay, then the woman said the hospital showed 100% covered. but im still wondering if someone is forgetting something. haha

[SleeveandRNYchica 1,155]

Yep that is what I was told. Not sure about anything else. Thank you! Good luck to u too!

[NDN_RN 527]

I have paid 35 per office vosit to the surgeon (2) nut was 100% out of pocket. Not always the case. Depends on your surgeons office. 25 for psych visit. I paid 250 for hospital stay in advance then covered 100% after that. Will have to pay my surgeon 150 for the procedure.

[Pitchdad 3]

All of this sounds like what I was told. Good thing, since I found a roof leak on my house today. Bit stressed about that expense and the surgery date. I dont want anything getting in the way of that.

[valdostaGA 149]

Does your policy have an out of pocket max amount? Mine has a 5000 OOP Max but I've met it all but $1100 if u have an OOP max balance the insurance pays 100% after u pay the OOP max on your policy for healthcare through out the year. The best thing to do is call your insurance company.

[MiTurner247 34]

I have posted on this subject before. Do a search cause there is a lot of info out there on this site.