Pre-Op Surgery Cost - Directed Bill

[SleeveandRNYchica 1,155]

So I live abroad and it is my responsiblity to pay for all outpatient care and then submit a claim through my insurance.

So far I have completed blood work, cortisol screening, a ultra sound of my liver, pancreas and gall bladder, bone density scan, 1 psych eval, 1 NUT eval, endoscopy, a visit to the endocronoligist and more blood work, and paid for my initial surgery evaluation for a total billed amount of $1681.16.

I have only paid $297.47 out of pocket. Most of the bills have come within a few dollars of the insurances plan allowances.

I wonder if I was state side how much all this stuff would have cost? How much would the doctor bill vs. how much the insurance paid.

Just a thought.

[SleeveQueen 4]

When I'm all done, I will have paid about $1,000.00. My insurance pays 90%. My Dr., however, offers lifetime nutrionist and exercise trainer visits.... So that should be all that i pay- ever.

[SleeveandRNYchica 1,155]

That is awesome live time exercise trainer! That is worth its weight in gold! I love working out with trainers. They make me do stuff i would never think of.

[IsB 209]

I hit my $2,500 deductible about half way into the pre-op tests. On top of that I have to pay 20% of each procedure and $75 per doctor's visit. It can really add up if you don't have a good insurance plan.

[SleeveandRNYchica 1,155]

Wow!

[jrabbit81 89]

I'm self pay in the uk £10,000 or $16,000!!!!!!

[mom2five 292]

My SIL who has the same insurance as me (our hubbies work together) only paid a $12 copay and that was all she paid for the entire surgery. I'm assuming mine will be the same.

[IsB 209]

My SIL who has the same insurance as me (our hubbies work together) only paid a $12 copay and that was all she paid for the entire surgery. I'm assuming mine will be the same.

My SIL who is a teacher had the same thing. I really wish small business could afford those kind of benefits.

[SleeveandRNYchica 1,155]

well being that I live abroad, I just wonder the differences in the billing as far as medical cost. I thought my endoscopy would be way more expensive but it was rather cheap.

[kimmy*custis 276]

Wow! I got sooo lucky, I have the best insurance ever....no copays at all, $5 prescriptions, chiropractic ( 30 visits a year @ $10 per visit) $35 E.R. visits. I had to pay $20 when I left the hospital for my 4 prescriptions....gotta love it!

[SleeveQueen 4]

Slight correction.... My Dr. Is $900 and my 10% for the hospital is $900.... So almost $2,000 total.

[SleeveandRNYchica 1,155]

I am not sure what my totals will be after surgery. I know I have $150 copay per day. I also have to pay for some of the other fees in connection to my stay. I am keeping track though.

[NDN_RN 527]

Do you have federal bcbs? I have paid 35 dollars for the surgery consult, 25 dollars for the psych, 75 for the outpatient endoscopy, the nut was self pay (she doesn't accept insurance) at 320 for 3 visits. The surgery itself will be 150 for the surgeon and 150 a day for the hospital stay... after 5 days, it's covered 100%

[SleeveandRNYchica 1,155]

Yep, I do. I just have to prepay for everything and then BCBS/Fepblue reimburses me the plan allowance and I am responsible for any extra and the copays....so I am right under $300. BCBS did not cover my NUT appt at all. I was out $83 for that. My whole point was how much more health care is in the US. I don't think I could afford to pay for everything I have paid for out of pocket stateside. My doc here made me do bone density and endocrinlogist, so I have had a few extra appts. I am just surprise honestly how little I paid out of pocket.

edit to add: that also includes my echocardiogram and my ultrasounds...just nuts!

[NDN_RN 527]

The thing that threw me over into the 400s was the nutritionist, and I had 3 visits with her. That is what bcbs told her was required ( still scratching my head on that), without that 135 bucks. Oh and i have to buy Optifast for preop diet 310 bucks.