Bcbs Fed

[NDN_RN 527]

Congratulations! I have BCBS/Federal too. I emailed in at 8:00 AM on the 29th and was approved by 1:45 PM on the same day. Get this they even had to translate documents because I am in S. America! Yeah' date=' FEPBLUE!!![/quote']

From you lips to God's ears. Holding my breath.

[SleeveandRNYchica 1,155]

Keeping my fingers crossed for you!

[missmeow 156]

This is great to hear. I work for BCBS Federal and most employees are glad that the turn around time is so expeditious. I am glad that you have had a pleasant experience and just know that there are several perks available for BCBS members as a whole and BCBS Fed members specifically. Good luck on your journey.

Is it better to have basic or standard?

[NDN_RN 527]

Is it better to have basic or standard?

Basic has much less out of pocket than standard, provided your provider and hospital are on their preferred list. Ex. Hospital stay is 150 a night. (2 nights=300) surgeon is 150 per surgeon, usually 1. That's it. Pre op costs are 35 per surgeon visit, 25 pcp, 25 for psych. nUT visits are not covered. I think with standard you pay 15% of surgeons fee (15000 to 20000) + hospital stay.

Done Did It!

[stokesmommy 45]

you guys made my day. I too have bcbs fed and my surgeons office said they will be doing my letter for approval some time this week. I already have everything done and they gave me a date. I hope it asl goes as smooth for me. doing the happy dance already.

[SLEEVEDNBEAUTIFUL 42]

well, last week when I went in for my EGD, my surgeon (Dr. Alok Ghandi) at Rochester General Hospital, told me he heard a rumor that I was approved. I told him it was news to me and that I didn't hear anything. Apparently it only took 48 hours for approval! I never thought it would happen that quick. Especially with no co-morbidities. Then I get home from the procedure and I get the phone call from a case manager of fep BCBS telling me I was approved. They explained all the copays and offered me support both pre-op and post. It is all seeming so real now. I love my insurance company!

I have BCBS FEP and I love it. I was approved within days and only had to pay about $500 total out of pocket. That was trully my NSV. Congrats and many blessings to you.