Insurance Approval....

[lmbordelon 14]

Good morning all! I have completed all my doctors appointments, and my surgery coordinator will be submitting my paperwork to insurance this week. How long did it take to get your approval, and how long after approval did you have to wait for surgery!

I am a bit nervous!

I have BCBS of Rhode Island.

[Donny 270]

I had my last appointment two Thursday's ago and I called insurance last Wednesday and they said they received the info that day (6 days) then I got a call last Friday saying I was approved (3 days after submission) so it was 8 days after my last apt that I got the good news!

Good luck!

[lmbordelon 14]

Awesome! Thank you!

[la la 0]

Can I ask how much they estimate the total being? I have an 80-20 plan and trying to sort things out.

[Donny 270]

For me, my out of network max is $2500 so I'm planning on that just because it is the max I can pay. But my coordinator said it shouldn't be over $1500 out of pocket for me. and I think I'm about $400 into the process so far including my surgery down payment. I budgeted $3500 for the entire process

[jbgirl5856 245]

I have BCBS of New Jersey - My information was faxed July 27th and I got approval today (August 6th) so 6 business days.

When I called my insurance company and spoke to the manager they said that once they begin processing it takes about 5 business days. I'm sure it varies state to state.

Good luck to you!

[LA_dreamer 54]

BCBS of NC here... it took 4 weeks to get approval (found out on the 7th) met with surgeon on the 9th, surgery is the 27th just so i had time to do my 2 week diet. It was really quick once i got my approval!