Current Insurance Does Not Cover Wls -But I Can Switch In November 2012

[Purple2012 0]

I just found out that my employer excluded WLS on my insurance policy; and open enrollment is in October with coverage being effecting November 2012-and I can change to a plan that has coverage for WLS -but my question is I have already had some tests done and I have an appointment with the surgeon August 9th 2012 -

Would I be able to switch to new insurance in November and use my tests and interviews from now or would I have to start all over again with my new insurance in November ??

Has anyone have any info on this ??

thanks for your help !

[DebraLea 16]

I did with no problem. Keep doing everything like there is no change happening or you may have to start again.

[kczar 166]

The best thing to do is ask your hr person. They should be able to ask the insurance company. As long as you have the records supporting their requirements available, you should be ok. But I suggest asking before you switch.

[Purple2012 0]

Thanks !