Cigna Saga Over!

[Nikki613 120]

I was officially approved!!!! After 19 days of waiting and the I got a yes!!!

So my out of pocket portion is $3800. Hospital says I must pay atleast $1900 upfront. Care credit denied me. Booooo

My credit isnt horrible, just not long standing and also my stupid cc balances are still showing even though i paid both cards off in full last month. grrrr

Alll in all we can come up with the 1900 but I wish I had gotten the carecredit so I could have surgery right away instead of scrambling for a month or so

[kczar 166]

Congratulations on your approval! You might try talking to a supervisor about your down payment. When I had my gallbladder removed, the hospital called me the day before and wanted something like $1300. Then the wanted $650. I got them down to $500 down with the promise to set up a payment schedule after I got the bill. And I didn't get that for three months!

[Nikki613 120]

that woukd be awesome. They told me it is due a week in advance. Makes me sad since a friend of minw had the same surgery with the same Dr at the same hospital and didnt have to pay anything upfront. Her deductible was about the same too.

Hopefully, it will all work out. Im definately stressed though.

Praying everyone finds a little peace tonight