Co-Payment For Bcbs Federal- Basic

[TinaMari 75]

Hi Everyone,

I'm scheduled for surgery on the 17th and noone has called me to tell me the exact figures that I have to come out of pocket the day of. I just got off the phone with the hosipital and they claim that someone will call me 1 day prior to my surgery date to give me an exact total. Really!!!? How the hell is that enough time!? I'm so concerned because I don't want to get to the hospital and they tell me my co-pay is like $1500 or something. I don't have any kind of money laying around. I called BCBS and they told me it depends on how the doctor/hospital codes the procedure. I know I have a $150 co-pay per performing surgeon plus $75/day if it's coded as outpatient and 30% of the allowance for drugs... At least that's what the representative of BCBS told me. But WTH does that add up too!!? I need to know exact figures or at least a close estimate so that I'm not financially strapped for the rest of the month. UGH! Does anyone with BCBS Fed-Basic remember how much their co-pay was?

Thanks for your help!

[carolinagirlz 20]

Calm down!!! I have the basic also. I had surgery on June 25th. I had to pay 150 copay for my surgeon before my surgery. I didn't have to pay any money up front the day of surgery. I told the hospital billing coordinator they could bill me!! Anyway, it's 150 per day at hospital and this includes meds. My final hospital bill is 300.00 because my surgeon required two night stay. Hope this helps!! Good luck with surgery.

[NDN_RN 527]

I have fed bcbs how long did your approval take after submission?

[carolinagirlz 20]

about 3 days.

[NDN_RN 527]

about 3 days.

Great! Did you do the 3 nutrition visits?

[carolinagirlz 20]

Mine was included in the program. The only thing I had trouble with was my psych evual. The therapist the dr uses was out of network. I had to pay full price which to me was a rip-off for a thirty min. session.

[NDN_RN 527]

I only paid 25 co-pay for psych eval. Nutrition visits not covered! 3 visits will be costing me 330 dollars.