Life Insurance

[BABEwiththePOWER 16]

Before having the sleeve, I never even tried to get a life insurance policy on myself, because I knew that it would either be denied, or be too expensive at my previous weight. Luckily for me, my husband is the breadwinner, and he is covered. But, now that my health is on its way to being "average/normal," I'm thinking of looking into getting covered.

My dad is a financial planner, and handles all our money. He arranged our policy for my husband, and when discussing this with him, he raised the question...

"Can you get life insurance after being sleeved?"

That thought had never occurred to me. I assume that, since you're healthier, etc, that you'd (I'd) be fine. But I'm curious if anyone else has had any experience with this? Has anyone opened a policy "post-sleeve?"

Thanks for the info

[windycitymom 60]

Really great question! I wonder if it matters if you were sleeved in the states or outside the states too...

[Disneytikifan 21]

I have been planning to add to my insurance when i have lost enough weight. i hope i don't get penalized for the sleeve.

[windycitymom 60]

Do you have to tell insurance you had the sleeve? what if you had the surgery done outside of the country?

[BABEwiththePOWER 16]

It's my understanding that a complete and thorough medical history is taken before a life insurance policy is granted. They not only do a current physical and bloodwork up, but review all your past history.

One would think that having the sleeve to reduce weight and risk for diabetes, high blood pressure, etc would be a good thing, but I don't know...

I hope there's someone on this forum that can shed some light.

[RobbieNow 7]

I saw on lapbandtalk.com that some banders had been denied insurance, but there is that whole artificial appliance thing going on with the band. I don't know if the same logic would apply, not that logic and insurance necessarily go together. LOL.

Robbie

[BABEwiththePOWER 16]

Has anyone heard any new info on this? I've been on a few insurance websites researching, and can't find anything written in black and white about it...I guess the next step is to call someone directly.

I'm just surprised no on this forum has tried to get life insurance post-op?