Getting New Health Insurance Post-Op?

[Marty McSkinnystein 342]

I want to know the truth about this.

As a teacher my health insurance is awesome. However when I retire I will have to deal with getting insurance. Yes, it's probably about ten years away but I think it's a concern.

First I read a post here about it (someone denied) and I have googled the subject and found info. from some years ago about how difficult it is to be insured after the surgery. Assuming you're at goal weight and an insurance company funded the surgery wouldn't it stand to reason that they would see you as healthier??

Does anyone here work for an insurance company or know the deal about it?

[Janedeaux3 70]

~Marty. Good question, I'm curious as well.

[legal loser 77]

I think there are new health care laws that prohibit the use of "pre-existing" conditions from being used to deny health care. Clearly, after surgery we are (typically) healthier.

[Marty McSkinnystein 342]

Yeah, I'll just write under surgeries...."Gallbladder, yada yada...wisdom teeth..."

[fluffylibra30 323]

Wouldn't that be insurance fraud? I would be careful lying, if it comes out you could be liable to pay back everything the co. Paid on your behalf plus damages.

[Marty McSkinnystein 342]

Well "yada yada" signifies weight loss surgery where I come from so technically.....

Yeah. I personally would not outright lie. That's why this questioning. If there's a way to NOT say it that wouldn't be lying I'll find it. Otherwise this is a little scary to me.