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Insurance After Surgery



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So I have a surgery date set for August 1st, 2012. I am worried about how difficult it will be to obtain insurance after my surgery. I will be getting my own insurance in about 3 years. Anyone experience a rough time?

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Good question. My insurance has a WLS exclusion and won't ever cover anything related to it. So if I need my gallbladder out later, they won't pay. But, I haven't told my PCP yet, so it not in my record yet. I'm thinking about never saying anything...

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If you plan to get it through an employer, you are automatically eligible. And I believe if you are in the US, the Affordable Care Act will be doing away with "pre-existing" somewhere in the future as well.

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That part of the Affordable Care Act kicks in 2014. If the Supreme Court comes through, you will be golden.

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