Uninsurable?

[Smontgomery 49]

My husband was just denied additional life insurance through my company's spouse coverage because he had the gastric sleeve. I was denied additional insurance because of morbid obesity, I'm 3 weeks out from having surgery and now, I'm uninsurable because of my surgery???? You just can't win. We have two kids. Life Insurance is pretty important, at least until they are through college.

It didn't occur to me that having a surgery like this would affect my ability to get life insurance. . This bites

[mrjgetssleeved 30]

WOW!! That not good!! People have surgery every Day!! I'm sorry to Hear that.

[Mews 37]

What was their reasoning for denying him because of the surgery? That just seems pretty ridiculous.

[Smontgomery 49]

The letter just said he was denied because of his recent gastric sleeve surgery. I'm annoyed. He is no longer obese, his BMI is normal, he no longer has sleep apnea and hasn't had asthma problems in the last year. Arguably, he is healthier than he has been in years. I really don't understand insurance companies at all.

[jared 0]

The letter just said he was denied because of his recent gastric sleeve surgery. I'm annoyed. He is no longer obese' date=' his BMI is normal, he no longer has sleep apnea and hasn't had asthma problems in the last year. Arguably, he is healthier than he has been in years. I really don't understand insurance companies at all.[/quote']

How much did he lose and how long did it take it him that sucks about insurance

[Smontgomery 49]

He lost 85 pounds in 9 months or so.

[IowaAndy 95]

Was this with a new insurance company or one that you have had life insurance with before?? I would not give up and try another insurance agent to see if you can get life insurance through a different company.

[Liberated Sleeve 148]

Could be because he has had a major surgery within the last year. Some insurance companies won't take on a new customer or up coverage if there has been surgery in the last year.

[shavone25 1]

Unfortunately this is something I have read about WLS many company's deny you coverage because of the surgery. Most company's require you to be 2 years with no complications before they will insure you. I really was taken aback by this and even though I have been with my company for many years I had to take some time to think about the surgery because of this.

[4ALongerLife 329]

I say find another carrier... that's such b.s. grrrrrr (sorry tho)

[Rootman 1,101]

Yep what liberated said. It may be 5 years or so before they would be willing to insure you. Shop around, some companies may carry you.