Self Pay

[Phillip 0]

Am going for self pay I. Am worried about if I have complications who will pay. I know that things will be ok but afraid of a huge bill. My dr office tells me to call ins myself. No help. I am being sleeved 5/8/12. But may hold off to get more info or wait 6 months for ins. But I am 42 bmi and on a diet. I know I will be under that so ins may not cover anyway. I need to do this to move on in life I am 54 5.8. 280 lbs

[Back~To~Amy 307]

What insurance do you have? I just called BCBS the other day and was assured any complications would be covered.

[Phillip 0]

What insurance do you have? I just called BCBS the other day and was assured any complications would be covered.

True but with self pay not sure about problems

[DanityChai 30]

Are you going to Mexico or staying in the US? I imagine you would have to pay for the complications yourself. I am worried about this too. I am going to Mexico next month.

[Phillip 0]

No staying in us San Francisco

[Cmullinvegas 39]

I am cash pay in the U.S. I am 8 days post-op. I researched my insurance and the surgery prior and any complications won't be covered. My third day after surgery, I really freaked out and cried about this. I'm feeling super now so I hope everything goes okay. This is all I have, hope. Ultimately, the decision is up to you, good luck.

[In Small Car 0]

I have also had the same thoughts go threw my mind but I am trying to find the best surgeon with the best track record so I wont feel any nerves.

[Back~To~Amy 307]

Phillip-

You need to call your insurance company. Speak to a supervisor if you have to. I have bariatric coverage on my policy. However, the benefits aren't very good so I too am doing cash pay. Because baratric surgery isn't an excluded condition, complications would be covered. If your policy has a bariatric exclusion, it could only exclude the surgery itself or it could exclude the surgery itself and and resulting complications.

Best of luck to you!

[Lynn tyre 2]

Am going for self pay I. Am worried about if I have complications who will pay. I know that things will be ok but afraid of a huge bill. My dr office tells me to call ins myself. No help. I am being sleeved 5/8/12. But may hold off to get more info or wait 6 months for ins. But I am 42 bmi and on a diet. I know I will be under that so ins may not cover anyway. I need to do this to move on in life I am 54 5.8. 280 lbs

Hi phillip.....i had sleeve done mar 7th....i was a self pay...my insurance bcbs refused to pay any part and also told me if I had complications they would not cover any part of it....1 month out...all went well,..where will you be if you dont get sleeved?...if its necessary,then you gotta go with it!...thats how I determined to sleeve or not.....it was necessary if I wanted to extend my life!...good luck to ya!...remember this is routine to the dr...he could probably do the procedure in his sleep!..just get a good dr...!

[Phillip 0]

Thanks for all the info

[littlebits 154]

If they will cover the surgery, I would wait. When you start the 6 month diet, it is my understanding that they go with the first documented weight. I began this process in December. I have two appointments next week, my 5th nutrition class on the 17th & my final class will be in May. It's really not that bad. I used that time to learn as much information as possible & to prepare for my surgery...hope that helps. Good luck!

Little bits

[Phillip 0]

That's a great idea I think that's the way to go

Thanks

[littlebits 154]

You're welcome!

Little bits

[Mr_Worm 129]

There is a certification program for gastric surgeons called BLIS. BLIS will offer patients financing and WARRANTIES for self pay. I purchased two warranties for leaks and blood clots so I wouldn't have to pay out of pocket since I too was self pay. I was sleeved 1-12-12. Here is the link to BLIS, it should have a list of approved surgeons. http://www.bliscompany.com/ BLIS surgeons are the ones with the best stats with little or no complication history..