Be Careful With Financing Companies

[skinnynaked 7]

I have been working with Medicalfinance.com for a month now. My surgery is scheduled for next Friday the 23rd and I was called today and notified that the company that was financing my loan closed thier doors. REALLY?? Just like that?

The verification process is worse than being approved to by a house. I even got a call from the loan company verifiying information from my husband and I the day before yesterday. What the heck???

[former_vbg 198]

Oh my gosh, I'm so sorry. What are you going to do now?

[skinnynaked 7]

They say that another company is going to pick it up. But, I don't know what to believe at this point and my payment needs to be received by the 20th

[LilMissDiva Irene 3,282]

I'm so sorry you are going through this! That's terrible.

Have you tried CareCredit.com? I know I was approved in moments and they are pretty well known, I highly doubt they are close to shutting down shop.

Good luck in your future endeavors! Please let us know how everything turns out.

[goldenraisin214 142]

I also used carecredit to finance part of my surgery (used the credit union for the rest)--got approved within a few minutes online...hope everything works out!

[DanityChai 30]

I'm not sure what to do. I applied with Cosmeticredit five days ago. Haven't received an email, their phone lines just give a busy signal, they haven't replied to my emails. Their website advertises "instant decisions" and I haven't heard ANYTHING. Very disappointed.

[RobbieNow 7]

Stephanie,

I used CareCredit for some dental work a few years ago. Yes they approved my application pretty quickly, but I didn't ask them exactly what my monthly payment would be and pretty quickly discovered that no or low interest means a high monthly payment. Also CareCredit is a division of General Electric, so I think it is safe to assume they are pretty stable.

Hope that helps some.

Robbie

[skinnynaked 7]

I was approved in minutes also, the rest of the process with verifications has been just ridiculous. At this point I feel like I have no choice but to stick it out