Employer Opted Out Anthem Bcbs Ca

[rdoactv 218]

Yay. High marks for my employer (insert eyeroll here) They opted out of bariatric coverage to decrease our costs. Anthem being one of the insurers that typically approves surgery. Anyone had any luck with getting approval with medical necessity in this situation? If not, I guess Ill be scrounging under the sofa cushions for awhile to head to Mexico. Feeling emotionally (not physically) deflated. :|

[EnjoyingWhoIAmBecoming 16]

I am so sorry to hear that. I dont have any advise for insurance info but I do want to say. please dont give up. Do your own research and see if there is anything that you can do. U are going to have to fight for this. I will keep you in my prayers.

[Mr_Worm 129]

I had to do self pay cause Anthem doesn't cover any baratric on individual plans...not even allowed to appeal...

[rdoactv 218]

Thank you Enjoying. Mr. Worm, I have group thru my employer. I don't know if that makes a difference. Guess I'll try. Prepared for battle. But if self pay is the only way, it will be a long haul. Single parenting isn't real conducive to saving cash in todays economy. But will exhaust all options to better this life. Trying to stay positive.

[Mr_Worm 129]

there are also financing offers for gastric surgery. if you check out the BLIS website they will show you doctors that have the best stats that they will finance for you

[rdoactv 218]

Thank you for the info. I looked at the site. Ill certainly put this on my list of possibilities.