BOMBSHELLY77 5 Posted March 2, 2012 Pray that I get a quick approval! Share this post Link to post Share on other sites
Patienlywtng on my Curves 73 Posted March 2, 2012 I do hope that for you as well. Let us know. I have Cigna as well so I'm wondering how they fare as far as approvals. Share this post Link to post Share on other sites
wanttolose32 15 Posted March 2, 2012 I have cigna as well, just finished my required 6 month with the dietician. Now waiting on a appt with the doctor. Good Luck Share this post Link to post Share on other sites
Patienlywtng on my Curves 73 Posted March 2, 2012 I noticed on the website that the surgery plan is up for renewal in May. I hope they reduce the 6 month supervised visits. Share this post Link to post Share on other sites
audi920 0 Posted March 2, 2012 Best of luck to you!!! I also have Cigna and my first seminar is in about 10 days. Over the phone, 4 different agents from Cigna told me there were no qualifiying events that I had to meet other than my surgeon's suggestion for the surgery. Today I got a copy of criteria that needs to be met, from Cigna, which mentioned a 6-month physician-sponsored diet. I knew this was going to be a slow process, but that totally threw me. Have others had the same requirement and how did it work out? Thanks! Share this post Link to post Share on other sites
audi920 0 Posted March 2, 2012 Best of luck to you!!! I also have Cigna and my first seminar is in about 10 days. Over the phone, 4 different agents from Cigna told me there were no qualifiying events that I had to meet other than my surgeon's suggestion for the surgery. Today I got a copy of criteria that needs to be met, from Cigna, which mentioned a 6-month physician-sponsored diet. I knew this was going to be a slow process, but that totally threw me. Have others had the same requirement and how did it work out? Thanks! Share this post Link to post Share on other sites
teambrown4 19 Posted March 2, 2012 Cigna gave me a pre-approval with my 6mo requirements and then 3 weeks before surgery they denied. I appealed and they were quick to deny again! I went ahead and got a medical loan and paid the (gulp)20k!! Mexico wasn't an option for me on a personal level but a LOT of people go there and have great success for less than half of what I paid. So check into that. Good luck Share this post Link to post Share on other sites
teambrown4 19 Posted March 2, 2012 Cigna gave me a pre-approval with my 6mo requirements and then 3 weeks before surgery they denied. I appealed and they were quick to deny again! I went ahead and got a medical loan and paid the (gulp)20k!! Mexico wasn't an option for me on a personal level but a LOT of people go there and have great success for less than half of what I paid. So check into that. Good luck Share this post Link to post Share on other sites
HopeThruFaith 30 Posted March 2, 2012 I have Cigna and had to jump through their hurdles including the 6 month diet. They denied me for the band but it was due to the ins coordinator screwing up my paperwork. My new ins coordinator submitted my info Feb 15. I called a few days later to make sure and was given the 30 business day timeframe. Well, when I called on Wed the nurse said that she was still going through my 75 pages of info but that I should know something by March 7. I'm hoping that it was already approved and she couldn't really say so over the phone and will be dropping a letter in the mail that I should get by March 7...there's a chance that could happen...right? Keep us posted :0) Share this post Link to post Share on other sites
wolf3749 2 Posted March 2, 2012 Cigna gave me a pre-approval with my 6mo requirements and then 3 weeks before surgery they denied. I appealed and they were quick to deny again! I went ahead and got a medical loan and paid the (gulp)20k!! Mexico wasn't an option for me on a personal level but a LOT of people go there and have great success for less than half of what I paid. So check into that. Good luck Did they give a reason for the denial? I'm on my 4th month with them and I will be soooo pissed if they do that to me!!! Share this post Link to post Share on other sites
bella143 8 Posted March 2, 2012 I have Cigna too.. I've completed all requirement too and am waiting for an answer. Im so nervous bc I hear Cigna is pretty tough! Why were denied did they say? Share this post Link to post Share on other sites
bella143 8 Posted March 2, 2012 Cigna gave me a pre-approval with my 6mo requirements and then 3 weeks before surgery they denied. I appealed and they were quick to deny again! I went ahead and got a medical loan and paid the (gulp)20k!! Mexico wasn't an option for me on a personal level but a LOT of people go there and have great success for less than half of what I paid. So check into that. Good luck Hey there.. Did Cigna say why they denied you both times? Share this post Link to post Share on other sites
B~Happy 4 Posted March 2, 2012 I am so sorry for your problems, this is re-assurance in my decision to self pay. I keep thinking maybe I should go through it all but I would be beyond devastated if I went through all the hurdles and were then denied. Please keep us in the loop, I will be thinking of you. Share this post Link to post Share on other sites