Carecredit Question

[strawberryblue 10]

Thought I'd share:

I called CareCredit and asked about this. I'll have a large balance so I can't do a promotional 18 or 24 months no interest offer. I'll be doing payback at the 14.99% over several years. According to customer service, my monthly payment due will change. It won't be, say, $200 a month for 3 years. Instead, what's due is a percentage of your balance. Like a credit card. The first month, I may have to pay $200. The next month I might have to pay $190, etc.

If I were to pay off the balance "early", there would be no penalty.

Hope this information will help someone else.

Sent from my iPhone

[IMSKINNY 160]

But, you Doc has to accept CareCredit, right?

[strawberryblue 10]

But' date=' you Doc has to accept CareCredit, right?[/quote']

Yes, that's correct.

Sent from my iPhone

[TheNewSusie 471]

I want to know people's experiences with care credit , I have to finance $15,500 and this may be my only hope. Thanks

[IMSKINNY 160]

One of my niece's friends used it for her surgery. I don't know the details, but she loved it!

[TheNewSusie 471]

Thanks IMSKINNY! I got approved for $5000 through glamour credit, but I really want one lump some loan, not 3 different loans.

[IMSKINNY 160]

Thanks IMSKINNY! I got approved for 5000 through glamour credit' date=' but I really want one lump some loan, not 3 different loans.[/quote']

Sweetsusie, do you feel that Glamour Credit is legit?

[TheNewSusie 471]

Honestly, not quite sure, my doctors office recommended them do that's why I tried. I have to check with care credit . I hope I get approved. I've never needed anything this much!!

[TheNewSusie 471]

Well looks like I've been denied and I'll be sleeveless. It's the worst feeling in the world.... Nobody will help me and no one wants me having surgery. I guess everyone's wish, except mine, came true

[SleeveDreamer 383]

CareCredit is great. It goes through GE Capital. I applied on line and put in the amount i wanted and hit submit, and immediately came back with my approval code and account number. Since my doctor was not offering any type of a promotion, careCredit gave me 6 month with no interest. No penalty if paid off early.

[SleeveDreamer 383]

Apply on their website and approvel is instant.

[TheNewSusie 471]

I tried hun, I got denied instantly. ;(

[SleeveDreamer 383]

Sorry that happened:(

[TheNewSusie 471]

Thank you for caring

[Afro_Cyster 74]

Caveat: I haven't read what the previous posters suggested.

Have you tried applying for a loan through your local credit union? I am fully financed and am only paying 2% in comparison to what Carecredit may offer. They also allowed me to consolidate my credit card bills into my financing which was a huge plus.