Fep Blue Cross Blue Shield Out Of Pocket Expenses

[ShoppGirl 5,063]

Especially if they didn’t get one of the authorizations. That happens very often where they will try to balance bill you and they’re not allowed to. Unless sometimes they can have you sign a piece of paper saying that you’ll pay even if the insurance doesn’t but if it’s really something that should’ve been covered and it’s just because they didn’t get authorization you can do a grievance with your insurance company. Because even if you sign that thing saying if your insurance didn’t pay that you would pay that’s not a free pass for them to not do their job properly and make you pay for it. It’s a shame we have to have a serious illness to learn all this stuff, but I’ve been learning a lot lately. And these doctors will rip you off. You should get a copy of the explanation of benefits or something similar from your insurance company and it will say how much you’re supposed to pay as long as you want to an network doctor and they accepted you as a patient then that’s an agreement between them and the insurance company to accept whatever they say you’re responsible for and so what your explanation of benefits says should be your responsibility unless you signed something stating otherwise. And if you did sign anything, it still doesn’t mean it’s a free pass for them to have not billed it properly. If the insurance company says that it was denied because of something they did wrong then you can file the grievance.