Jump to content
×
Are you looking for the BariatricPal Store? Go now!

Recommended Posts

please tell me what insurance will pay for the gastric sleeve. I have bluecross but they want pay please help I am self employeed.

and have had blue cross since 2003. I feel like I am screwed!!!!

trustme it is not like the man on the porch comercial I got BLUE CROSS AND I AM COVERED @..$ 660.00 A MONTH. I HAVE PAID FOR IT IN THE PREM. OVER A COUPLE OF 2 OR 3 YEARS

akweldon@windstream.net

251-600-9466

Share this post


Link to post
Share on other sites

pretty much any policy where you are self-insured isn't going to pay. Group health plans typically pay. Sorry.

Share this post


Link to post
Share on other sites

My husband and I are both self-employed (we are specialty physicians) and we have Anthem BCBS. We also pay high monthly premiums for what I thought was great coverage. I was denied for gastric sleeve surgery from BCBS. We are in the state of Kentucky and bariatric surgery is an exclusion with BCBS. There are only two major employers in the state of KY who pay extra to have bariatric surgery included in their employee plans. No one else can get it. We also checked on switching to other plans, but the only other two available do not have bariatric surgery as an option. Self-pay is the only option available to me. I did look into having surgery in Mexico with Dr. Guillermo Alvarez, but ultimately decided to have it done at my local hospital. The cost is $12000. My surgery is scheduled for Monday, Jan. 23rd. In your case, I'm afraid you'll also have to look into the self-pay option. I know it doesn't sound fair considering you pay so much in premiums only to have weight loss surgery be denied. In my state there's even insult to injury because KY State Medicaid pays for the gastric sleeve!! So someone on medicaid gets it for free, and those of us who pay for our own insurance can't get it!! GOOD LUCK!!

Share this post


Link to post
Share on other sites

Allen I feel the same way you do. Simple math. 12 months @$500/month=$6000 bucks

Sleeve in mexico=$4500

Sleeve in US=$12000

If my companies health insurance has been getting paid for the last 4 years and I rarely have anything go wrong why not pay for me to better my long term health. I guess corporate greed is better than helping the ones who pay for their ferraris and multi million dollar homes

(null)

Share this post


Link to post
Share on other sites

Just becasue it says BCBS doesn't mean it's the SAME insurance coverage. BCBS is a manager for MANY insurance plans for MANY companies. In my case my manufacturer COMPANY is the actual insurer and BCBS is the manager. WHAT they pay on a particular plan and HOW MUCH they pay is negotiated between the company and BCBS when they agree on a plan.

My particular BCBS WOULD of paid if I would of taken the time - typically 6 to 9 months - to jump through their hoops. The cost to me out of pocket WOULD of been ABOUT the same on my high deductable plan, that is about $5000 so I elected to go right away and pay my own way in Mexico.

So you'll have to check with YOUR plan provider.

Share this post


Link to post
Share on other sites

Yes, insurance companies underwrite policies specifically to meet the employers needs. Most self insured plans do not cover bariatric. In my case my employer has an exclusion on my plan and there is no way around it so off to Mexico I go!!!

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • BetterLeah

      Woohoo! I have 7 more days till surgery, So far I am already down a total of 20lbs since I started this journey. 
      · 1 reply
      1. NeonRaven8919

        Well done! I'm 9 days away from surgery! Keep us updated!

    • Ladiva04

      Hello,
      I had my surgery on the 25th of June of this year. Starting off at 117 kilos.😒
      · 1 reply
      1. NeonRaven8919

        Congrats on the surgery!

    • Sandra Austin Tx

      I’m 6 days post op as of today. I had the gastric bypass 
      · 0 replies
      1. This update has no replies.
    • RacMag  »  bhogue925

      Hi, I’m new here. I’m currently on the liver shrinking diet. So far so good, but I have to say I haven’t found a protein shake I like. Anyone have any suggestions please? My surgery date is September 17th. 
      · 2 replies
      1. BlondePatriotInCDA

        Fairlife Core are by far the best. They taste just as they are - chocolate milk. You can either get the 26 grams or the 42 grams (harder to find and more expensive). For straight protein look at Bulksuppliments.com ..they have really good whey proteins and offer auto ship plus they test for purity. No taste or smell...

      2. BlondePatriotInCDA

        Fairlife has strawberry, vanilla and of course chocolate. No more calories than other protein drinks. Stay away from Premiere, they're dealing with lawsuits due to not being honest about protein content.

    • Doctor-Links

      HGH For Sale
      hgh for sale at our online pharmacy
       
      Human growth hormone (HGH) is a small protein which is made in part of the brain called the pituitary gland. It travels in your bloodstream all over your body to make your body grow.
      HGH is very important in the body. It is needed for children to grow normally. It helps make sure there is enough muscle and fat in the body. It keeps our bones healthy.
      Buy Rybelsus online, Rybelsus tablets
      You can order for wegovy at our online pharmacy
      Check for the prices of 0.25mg, 0.5mg and 1mg at our online pharmacy and buy ozempic.
      · 0 replies
      1. This update has no replies.
  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    ×