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If UHC ChoicePlus requires a 40+ bmi for 5 years, how strict is that rule? If anyone has been able to bend that rule, please let me know. It's really stressing me out and I can't get a reply from my Ins. Coor. I have plenty of comorbitities but I hear it doesn't matter. I guess I'm just wondering how flexible are insurance companies.

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Oh oh oh me! I'll answer!! lol biggrin.gif

Now it will be different with each person because it depends on the company you work for and what they buy into with each UHC plan, but I was freaking out because I did not have a BMI of 40 or higher for over 5 years, but I DID have an obese BMI on file for five years. In fact, I did not even have those collectively since one year I did not see a doctor so they just went to a year prior. I think I showed 2005, and then 2007-2010. The only year I had documented with a BMI over 40, was 2010, all the rest the ranges were around 35-38.

I have heard great things about them and their approval rates so far so best of luck, you will not regret it!!!

If UHC ChoicePlus requires a 40+ bmi for 5 years, how strict is that rule? If anyone has been able to bend that rule, please let me know. It's really stressing me out and I can't get a reply from my Ins. Coor. I have plenty of comorbitities but I hear it doesn't matter. I guess I'm just wondering how flexible are insurance companies.

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