Please HELP!

[KristinaAnn 6]

I have BCBS of Nebraska, they will only cover $10,000. This amount only includes the surgery, and hospital stay. Pretty much anything that happens the day of, and anything else that happens while in the hospital. So of course, I have to pay all follow ups, all pre surgeon visits, all testing, complications, etc. I'm wondering if anyone knows low cost places, because I'm not completely self pay. I would prefer not to go to Mexico, i'm so happy for those who have and had successful results... I'm just not able to. Any advice would be much appreciated!

Thanks!

[ChooseToChange 19]

My surgeon in Michigan was 11,000 for everything including the 2 year program...my pcp did my preop and it was covered... my surgery was not covered.

[LR6909 10]

I have Empire BCBS. When I had the EGD Memorial Hermann called and said that I had to pay a co-pay of $122.00. Well, for some reason a month ago, I received a refund in the mail.

Believe it or not, my only co-pay at the time of surgery for my doctor. I expect to get a bill from the anesthesiologist, I haven't heard from the hopsital yet.

I wish you all the best.

[SKCUNNINGHAM 298]

Once you have a clear understanding with your insurance about what is covered and what isn't, and a list of approved surgeons - set up visits with a couple of the surgeons and negotiate what you could get for the amount of coverage your insurance would pay. In other words, negotiate! It might seem odd - to negotiate for something like surgery - but WLS is a competitive market right now. I wouldn't consider doing this with surgeons I didn't think were top-notch - don't go to a newbie who is learning the procedure - hoping for a good deal. You will never know if you could have gotten a better deal for your surgery unless you ask. (I am one of those sick folks who actually enjoy negotiating when I buy cars).

Good luck!

[ken 0]

Dr. Zapata in Monterrey Mexico did an outstanding job. I have lost a total of 110lbs and My sleve feels great. 10k will cover everything including a plane ticket. You will be in a safe hotel, Four Points Sheraton. Drivers who escort you everywhere and The cleanest hospitalI have ever seen. The steam clean the sidewalks.

Alma is a great call her 800-270-7120 www.ready4achange.com Tell them Ken sent you (Alma loves me)

[KristinaAnn 6]

I can't believe i'm just getting back! Thank you all, I've switched insurance companies due to switching jobs. they don't cover it at all. I'm current working on an appeal letter.