phished10 1 Posted May 3, 2011 Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks Share this post Link to post Share on other sites
****** 12 Posted May 3, 2011 Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks Credit Card with 3.99% interest for 12 mos. Share this post Link to post Share on other sites
BajaMedGroup 6 Posted May 3, 2011 Here are a few of the companies I am familiar with that have helped out our patients: http://bajamedgroup.com/financing.php Share this post Link to post Share on other sites
biggriz 3 Posted May 4, 2011 Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks I feel the same way. Glad you asked this question. I've been saving like a mad man every penny I can but I know I will need financing help before I can get my surgery. I've been researching the various options but would love to hear more about what others have done and if they were happy with the financing they ended up going with. Share this post Link to post Share on other sites
AutumnLily 77 Posted May 4, 2011 I had a line of credit that I used and my interest is quite low. My second option was going to be my credit card but the interest is higher so I worked the line of credit first ( there are secure lines of credit that will have low interest and then unsecured lines of credit with a bit higher interest). Check with your local banks (shop around to see who will give you the lowest interest rate) and see if you qualify for one or the other. Share this post Link to post Share on other sites
FatToPhat 83 Posted May 4, 2011 Years ago I started saving money for plastic surgery for WHEN I finally lost my excess weight and needed to tighten up the loose skin I expected to have. The irony is that I could never lose the weight, so I used the money for my weight loss surgery! I guess I'll have to get a 2nd mortgage for the plastic surgery which I'm sure I'll need eventually! Share this post Link to post Share on other sites
iegal 460 Posted May 4, 2011 There are so many ways to pay. I pulled from my 401K. Do like the idea of low interest credit card as long you you KNOW you can pay off in the one year of low interest rate. I self paid here in the US, so it was expensive...but worth every single penny. Another thing I looked at was refinancing my house and pulling out $$, but hey did I really want to pay for surgery for another 30 years? I also had $$ saved up to use as a "down payment" reducing my pull from 401K. Bottom line - look at what you can afford to pay monthly, how long you want payments to last and then look at how to pay for surgery. Good luck! Share this post Link to post Share on other sites
juliarh 35 Posted May 4, 2011 I pulled from our savings -- money market fund -- so like iegal, I didn't have to finance anything. BUT, if I did, (and I would knowing what I know now) -- I would do it any way I could do it, of course doing it with least overall financial pain . . . Share this post Link to post Share on other sites
thinoneday 445 Posted May 4, 2011 Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks federal credit union at 3% Share this post Link to post Share on other sites
Disney 20 Posted May 4, 2011 I used part of my student loan and my tax refund. Good thing is with self-pay, you get a portion (less 7.5% of your gross income, I think) back next year at tax time as long as you have a Dr. say it was medically necessary. Here's the link: Tax info Share this post Link to post Share on other sites
phished10 1 Posted May 5, 2011 Thanks so much for the info! I have some $$ down put I will also have to borrow. Wow Disney, I didn't know that about filing surgery on your taxes, thanks so much for the link Share this post Link to post Share on other sites
bugwitch 37 Posted May 6, 2011 Student loans, tax refund whatever else I could save. I even sold a few things on Ebay...I was going to sell them anyway....just did it sooner. Forced myself to get rid of some of this random junk I keep in my apartment! Share this post Link to post Share on other sites
Coookies 13 Posted May 6, 2011 short term line of credit from my credit card Share this post Link to post Share on other sites
biggriz 3 Posted May 12, 2011 Found out yesterday that I will be funding my sleeve with Care Credit!!! I was very excited to get the news from them. Share this post Link to post Share on other sites
ToDream 18 Posted May 12, 2011 My husband pulled money out of his tax free savings account and I pulled from my savings account as well. We didn't have to charge anything other than the mustang convertible that we rented while in San Diego Share this post Link to post Share on other sites